Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fast approval offers with same-day funding where available.
Compare offers designed to simplify multiple balances into one payment.
Find lenders with clear term ranges before you start your project.
Earnest
Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.
LendingClub
This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.
myAutoloan
With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.
Better Mortgage
Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.
LendingClub
LendingClub provides a flexible personal loan option with quick funding, but the high APR range may deter those with poorer credit. Be mindful of the potential for high rates if your credit score is on the lower end.
American Express
Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.
CommonBond
CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.
Rocket Loans
Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.
Wells Fargo
Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.
Rocket Mortgage
Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.
Affirm
Affirm offers a flexible buy now, pay later solution with transparent terms, making it a viable choice for budget-conscious shoppers.
Citizens Bank
Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).
Payoff
Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.
DCU (Digital Federal Credit Union)
DCU Auto Loan provides competitive rates and flexible terms for borrowers looking to finance a vehicle.
Spring EQ
Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.
Avant
Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.
Splash Financial
Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.
SoFi
SoFi offers a approach to debt consolidation with and flexible terms.
PenFed Credit Union
PenFed Auto Loans provide competitive rates and flexible terms, making them a solid choice for many borrowers.
Figure
Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.
From smaller expenses to major financial plans, one of these options may fit what you need
From smaller expenses to major financial plans, one of these options may fit what you need
Evaluate emergency loans with APRs from 36% to 249% for July. Find out which options offer fast approval and credit-building potential.