Rate dashboard

Compare loans. Borrow smarter.

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Search loan rates
  1. Quick funding From 7.9% APR

    Emergency loan options

    Fast approval offers with same-day funding where available.

    Amounts
    $1k–$25k
    Terms
    12–60 mo
  2. Debt reset No hidden fees

    Debt consolidation picks

    Compare offers designed to simplify multiple balances into one payment.

    APR range
    6.9%–22.4%
    Top use
    Refinance
  3. Borrow smarter Soft check

    Home improvement rates

    Find lenders with clear term ranges before you start your project.

    Projects
    Roof, HVAC
    Max term
    84 mo

Recently added

Wells Fargo Auto Loans

Wells Fargo Auto Loans

Wells Fargo

  • Amount $5k–$100k
  • Type car_finance
  • Term 12–72 mo
Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.
Oportun Personal Loan

Oportun Personal Loan

Oportun

  • Amount $300–$10k
  • Type personal
  • Term 12–48 mo
The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.
BlueVine Business Line of Credit

BlueVine Business Line of Credit

BlueVine

  • Amount $5k–$250k
  • Type Business Line of Credit
  • Term 6–12 mo
BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.
Better Mortgage Refinance

Better Mortgage Refinance

Better Mortgage

  • Amount $50k–$3M
  • Type Mortgage Refinance
  • Term 180–360 mo
Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.
SoFi Student Loan Refinancing

SoFi Student Loan Refinancing

SoFi

  • Amount $5k–$1000.0k
  • Type Student Refinance
  • Term 60–240 mo
SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.
Carvana Auto Finance

Carvana Auto Finance

Carvana

  • Amount $1k–$100k
  • Type auto
  • Term 24–84 mo
Carvana Auto Finance provides a online experience for purchasing vehicles, especially appealing for those with varied credit histories. However, the high APR range of 6.9% to 27.9% can make it costly for borrowers with less favorable credit.
Kabbage Business Line of Credit

Kabbage Business Line of Credit

American Express

  • Amount $2k–$250k
  • Type Business Line of Credit
  • Term 1–18 mo
Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.
Rocket Mortgage by Quicken Loans

Rocket Mortgage by Quicken Loans

Rocket Mortgage

  • Amount $50k–$3M
  • Type mortgage
  • Term 180–360 mo
Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.
Earnest Student Loan Refinance

Earnest Student Loan Refinance

Earnest

  • Amount $5k–$500k
  • Type student_refinance
Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.
Wells Fargo Debt Consolidation Loan

Wells Fargo Debt Consolidation Loan

Wells Fargo

  • Amount $3k–$100k
  • Type debt_consolidation
  • Term 12–84 mo
Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.
CarMax Auto Finance

CarMax Auto Finance

CarMax Auto Finance

  • Amount $2k–$75k
  • Type car_finance
  • Term 36–72 mo
CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.
Happy Money Personal Loans

Happy Money Personal Loans

Happy Money

  • Amount $5k–$40k
  • Type Personal (Debt Consolidation)
  • Term 24–60 mo
Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.
OnDeck Business Term Loan

OnDeck Business Term Loan

OnDeck

  • Amount $5k–$250k
  • Type Business Term Loan
  • Term 3–24 mo
OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.
Figure Home Equity Line of Credit

Figure Home Equity Line of Credit

Figure

  • Amount $15k–$750k
  • Type heloc
  • Term 60–360 mo
Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.
CommonBond Student Loan Refinance

CommonBond Student Loan Refinance

CommonBond

  • Amount $5k–$500k
  • Type student_refinance
  • Term 60–180 mo
CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.
Discover Personal Loans

Discover Personal Loans

Discover

  • Amount $2.5k–$40k
  • Type Personal
  • Term 36–84 mo
Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.
Ally Auto Finance

Ally Auto Finance

Ally Financial

  • Amount $5k–$75k
  • Type car_finance
  • Term 12–84 mo
Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

Latest from the blog