Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fast approval offers with same-day funding where available.
Compare offers designed to simplify multiple balances into one payment.
Find lenders with clear term ranges before you start your project.
Splash Financial
Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.
Marcus by Goldman Sachs
Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.
Happy Money
The Payoff Credit Card Payoff Loan is a solid option for those looking to consolidate high-interest credit card debt with lower rates and financial wellness tools.
myAutoloan
With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.
American Express
Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.
Rocket Mortgage
Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.
Laurel Road
Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.
Payoff
Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.
Oportun
Oportun offers accessible personal loans for those looking to build credit, with flexible terms and no credit history required.
PenFed Credit Union
PenFed Auto Loans provide competitive rates and flexible terms, making them a solid choice for many borrowers.
Better Mortgage
Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.
CommonBond
CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.
Discover
Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.
PenFed Credit Union
Exceptional APRs from a military-rooted credit union — open to everyone but especially compelling for veterans.
Chase
Chase Auto Finance provides competitive rates and quick approvals, making it a solid choice for eligible borrowers.
Spring EQ
Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.
Citizens Bank
Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).
Rocket Loans
Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.
Best Egg
Best Egg provides fast funding, often within a day, solid option for urgent financial needs. However, borrowers should be cautious of the high maximum APR of 35.99%, which could make long-term borrowing costly.
Navy Federal Credit Union
Navy Federal's auto loan rates are among the lowest available, making it a strong choice for eligible borrowers.
From smaller expenses to major financial plans, one of these options may fit what you need
From smaller expenses to major financial plans, one of these options may fit what you need
Evaluate emergency loans with APRs from 36% to 249% for July. Find out which options offer fast approval and credit-building potential.