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Compare loans. Borrow smarter.

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Quick funding From 7.9% APR

    Emergency loan options

    Fast approval offers with same-day funding where available.

    Amounts
    $1k–$25k
    Terms
    12–60 mo
  2. Debt reset No hidden fees

    Debt consolidation picks

    Compare offers designed to simplify multiple balances into one payment.

    APR range
    6.9%–22.4%
    Top use
    Refinance
  3. Borrow smarter Soft check

    Home improvement rates

    Find lenders with clear term ranges before you start your project.

    Projects
    Roof, HVAC
    Max term
    84 mo

Recently added

Splash Financial Student Loan Refinance

Splash Financial Student Loan Refinance

Splash Financial

  • Amount $5k–$500k
  • Type student_refinance
  • Term 60–240 mo
Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.
Better Mortgage Refinance

Better Mortgage Refinance

Better Mortgage

  • Amount $50k–$3M
  • Type Mortgage Refinance
  • Term 180–360 mo
Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.
Carvana Auto Finance

Carvana Auto Finance

Carvana

  • Amount $1k–$100k
  • Type auto
  • Term 24–84 mo
Carvana Auto Finance provides a online experience for purchasing vehicles, especially appealing for those with varied credit histories. However, the high APR range of 6.9% to 27.9% can make it costly for borrowers with less favorable credit.
Citizens Personal Loans

Citizens Personal Loans

Citizens Bank

  • Amount $5k–$50k
  • Type Personal
  • Term 36–84 mo
Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.
Oportun Personal Loan

Oportun Personal Loan

Oportun

  • Amount $300–$10k
  • Type personal
  • Term 12–48 mo
The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.
BlueVine Business Line of Credit

BlueVine Business Line of Credit

BlueVine

  • Amount $5k–$250k
  • Type Business Line of Credit
  • Term 6–12 mo
BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.
Wells Fargo Debt Consolidation Loan

Wells Fargo Debt Consolidation Loan

Wells Fargo

  • Amount $3k–$100k
  • Type debt_consolidation
  • Term 12–84 mo
Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.
Sallie Mae Student Loans

Sallie Mae Student Loans

Sallie Mae

  • Amount $1k–$200k
  • Type student
  • Term 60–180 mo
Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.
Spring EQ Home Equity Loans

Spring EQ Home Equity Loans

Spring EQ

  • Amount $25k–$500k
  • Type home_equity
  • Term 60–360 mo
Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.
Capital One Auto Finance

Capital One Auto Finance

Capital One

  • Amount $4k–$100k
  • Type auto
  • Term 36–72 mo
Capital One Auto Finance offers a user-friendly pre-qualification process that won't affect your credit score, making it prospective car buyers. However, be aware that their APR can reach up to 14.99%, which may be high for some.
Achieve Personal Loans for Debt Consolidation

Achieve Personal Loans for Debt Consolidation

Achieve

  • Amount $5k–$50k
  • Type Personal (Debt Consolidation)
  • Term 24–60 mo
Achieve Personal Loans offers competitive rates and a streamlined process for debt consolidation, making it a viable option for qualified borrowers.
Kabbage Business Line of Credit

Kabbage Business Line of Credit

American Express

  • Amount $2k–$250k
  • Type Business Line of Credit
  • Term 1–18 mo
Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.
Rocket Loans Debt Consolidation

Rocket Loans Debt Consolidation

Rocket Loans

  • Amount $2k–$45k
  • Type debt_consolidation
  • Term 36–60 mo
Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.
Citizens Bank Student Loan Refinance

Citizens Bank Student Loan Refinance

Citizens Bank

  • Amount $10k–$500k
  • Type student_refinance
  • Term 60–240 mo
Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).
Figure Home Equity Line of Credit

Figure Home Equity Line of Credit

Figure

  • Amount $15k–$750k
  • Type heloc
  • Term 60–360 mo
Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.
Ally Auto Finance

Ally Auto Finance

Ally Financial

  • Amount $5k–$75k
  • Type car_finance
  • Term 12–84 mo
Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.
LightStream Personal Loan

LightStream Personal Loan

LightStream

  • Amount $5k–$100k
  • Type Personal
  • Term 24–240 mo
LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.
OnDeck Business Term Loan

OnDeck Business Term Loan

OnDeck

  • Amount $5k–$250k
  • Type Business Term Loan
  • Term 3–24 mo
OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.
LendingClub Debt Consolidation Loan

LendingClub Debt Consolidation Loan

LendingClub

  • Amount $1k–$40k
  • Type debt_consolidation
  • Term 24–60 mo
This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.
CommonBond Student Loan Refinance

CommonBond Student Loan Refinance

CommonBond

  • Amount $5k–$500k
  • Type student_refinance
  • Term 60–180 mo
CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

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