Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fast approval offers with same-day funding where available.
Compare offers designed to simplify multiple balances into one payment.
Find lenders with clear term ranges before you start your project.
American Express
Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.
Happy Money
Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.
SoFi
SoFi offers a approach to debt consolidation with and flexible terms.
Figure
Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.
myAutoloan
With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.
College Ave
College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.
Avant
Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.
Wells Fargo
Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.
FourLeaf Federal Credit Union
The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.
Bank of America
Bank of America offers a solid option for car loans with competitive rates and easy online application processes.
SoFi
SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.
Upstart
Upstart provides a fast and tech-driven solution for debt consolidation, for those with fair credit. However, the high APR range could pose a challenge for long-term borrowers seeking affordable rates.
Marcus by Goldman Sachs
Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.
Spring EQ
Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.
USAA
USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.
Laurel Road
Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.
Achieve
Achieve Personal Loans offers competitive rates and a streamlined process for debt consolidation, making it a viable option for qualified borrowers.
Rocket Loans
Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.
Rocket Mortgage
Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.
Wells Fargo
Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.
From smaller expenses to major financial plans, one of these options may fit what you need
From smaller expenses to major financial plans, one of these options may fit what you need
Evaluate emergency loans with APRs from 36% to 249% for July. Find out which options offer fast approval and credit-building potential.