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Alliant Credit Union Personal Loans

Alliant Credit Union

• Amount $1k–$50k
• Type Personal (Credit Union)
• Term 12–60 mo

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

CommonBond Student Loan Refinance

CommonBond

• Amount $5k–$500k
• Type student_refinance
• Term 60–180 mo

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

Figure Home Equity Line of Credit

Figure

• Amount $15k–$750k
• Type heloc
• Term 60–360 mo

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

Oportun Personal Loan

Oportun

• Amount $300–$10k
• Type personal
• Term 12–48 mo

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

Kabbage Business Line of Credit

American Express

• Amount $2k–$250k
• Type Business Line of Credit
• Term 1–18 mo

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

Rocket Loans Debt Consolidation

Rocket Loans

• Amount $2k–$45k
• Type debt_consolidation
• Term 36–60 mo

Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.

Wells Fargo Auto Loans

Wells Fargo

• Amount $5k–$100k
• Type car_finance
• Term 12–72 mo

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

SoFi Personal Loan

SoFi

• Amount $5k–$100k
• Type Personal
• Term 24–84 mo

SoFi offers a flexible and competitive personal loan option, especially for those with good credit. Its no-fee structure and unemployment protection are noteworthy advantages.

Earnest Student Loan Refinance

Earnest

• Amount $5k–$500k
• Type student_refinance

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

Spring EQ Home Equity Loans

Spring EQ

• Amount $25k–$500k
• Type home_equity
• Term 60–360 mo

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

BlueVine Business Line of Credit

BlueVine

• Amount $5k–$250k
• Type Business Line of Credit
• Term 6–12 mo

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

Achieve Personal Loan

Achieve

Best for joint applicants seeking lower rates.

Ally Auto Finance

Ally Financial

• Amount $5k–$75k
• Type car_finance
• Term 12–84 mo

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

Achieve Personal Loans for Debt Consolidation

Achieve

• Amount $5k–$50k
• Type Personal (Debt Consolidation)
• Term 24–60 mo

Achieve Personal Loans offers competitive rates and a streamlined process for debt consolidation, making it a viable option for qualified borrowers.

Sallie Mae Student Loans

Sallie Mae

• Amount $1k–$200k
• Type student
• Term 60–180 mo

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union

• Amount $10k–$500k
• Type heloc
• Term 60–240 mo

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

OnDeck Business Term Loan

OnDeck

• Amount $5k–$250k
• Type Business Term Loan
• Term 3–24 mo

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.

Upgrade Debt Consolidation Loan

Upgrade

• Amount $1k–$50k
• Type debt_consolidation
• Term 24–84 mo

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

myAutoloan Auto Loan

myAutoloan

• Amount $8k–$100k
• Type auto
• Term 24–84 mo

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

Citizens Personal Loans

Citizens Bank

• Amount $5k–$50k
• Type Personal
• Term 36–84 mo

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.