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Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Quick funding From 7.9% APR

    Emergency loan options

    Fast approval offers with same-day funding where available.

    Amounts
    $1k–$25k
    Terms
    12–60 mo
  2. Debt reset No hidden fees

    Debt consolidation picks

    Compare offers designed to simplify multiple balances into one payment.

    APR range
    6.9%–22.4%
    Top use
    Refinance
  3. Borrow smarter Soft check

    Home improvement rates

    Find lenders with clear term ranges before you start your project.

    Projects
    Roof, HVAC
    Max term
    84 mo

Recently added

Spring Financial Personal Loan

Spring Financial Personal Loan

Spring Financial

  • Amount CA$300–CA$35k
  • Type Personal
  • Term 12–60 mo
Spring Financial offers a quick and flexible personal loan option, especially beneficial for those needing fast funding and accommodating various credit levels.
KOHO Credit Building Account

KOHO Credit Building Account

KOHO

  • Type Credit Builder
  • Term 4–12 mo
KOHO offers a unique blend of credit-building features and user-friendly technology, making it a solid choice for Canadians looking to improve their credit scores.
Coast Capital Savings Personal Loan

Coast Capital Savings Personal Loan

Coast Capital Savings

  • Amount CA$1k–CA$50k
  • Type Personal
  • Term 12–60 mo
Coast Capital Savings offers competitive personal loan rates with a member-focused approach. However, potential borrowers should carefully consider their financial situation before applying.
LendDirect Personal Loan

LendDirect Personal Loan

LendDirect

  • Amount CA$500–CA$25k
  • Type Personal
  • Term 6–60 mo
LendDirect is a viable option for Canadians seeking quick online personal loans, particularly for those with diverse credit histories.
TD Bank Personal Loan

TD Bank Personal Loan

TD Bank

  • Amount CA$5k–CA$50k
  • Type Personal
  • Term 12–84 mo
TD Bank offers a flexible personal loan with reasonable terms, ideal for those with good credit.
Desjardins Personal Loan

Desjardins Personal Loan

Desjardins

  • Amount CA$500–CA$50k
  • Type Personal
  • Term 12–60 mo
Desjardins offers a solid option for personal loans with competitive rates and member-oriented service, making it a viable choice for many borrowers.
Fig Financial Personal Loan

Fig Financial Personal Loan

Fig Financial

  • Amount CA$2k–CA$35k
  • Type Personal
  • Term 24–84 mo
Fig Financial offers competitive online personal loans with flexible terms, making them a viable option for those looking to build credit.
Meridian Credit Union Personal Loan

Meridian Credit Union Personal Loan

Meridian Credit Union

  • Amount CA$1k–CA$50k
  • Type Personal
  • Term 12–60 mo
Meridian Credit Union offers competitive personal loan rates with a member-first approach, making it a solid choice for Ontarians. However, potential borrowers should compare terms and conditions before committing.
Fora Credit Line of Credit

Fora Credit Line of Credit

Fora Credit

  • Amount CA$1k–CA$15k
  • Type Personal
  • Term 12–100 mo
Fora offers a flexible line of credit that can quickly address your financial needs, but the interest rates are on the higher side.
Scotiabank Personal Loan

Scotiabank Personal Loan

Scotiabank

  • Amount CA$5k–CA$75k
  • Type Personal
  • Term 12–60 mo
Scotiabank offers competitive personal loan rates for borrowers with good credit, making it a solid choice for those in need of financing.
BMO Personal Loan

BMO Personal Loan

BMO

  • Amount CA$2k–CA$35k
  • Type Personal
  • Term 12–60 mo
The BMO Personal Loan offers a solid starting point for those seeking flexible financing options. However, it may not be the best choice for everyone.
Fairstone Personal Loans

Fairstone Personal Loans

Fairstone

  • Amount CA$500–CA$50k
  • Type Personal
  • Term 6–120 mo
Fairstone offers a wide range of personal loans, making it accessible for many Canadians. However, the high APR rates could be a significant drawback for borrowers.
Tangerine Line of Credit

Tangerine Line of Credit

Tangerine

  • Amount CA$1k–CA$50k
  • Type Line of Credit
  • Term 12–60 mo
The Tangerine Line of Credit offers a competitive option for those seeking flexible borrowing without annual fees. Its fully online management makes it convenient for digital-savvy users.
RBC Royal Bank Personal Loan

RBC Royal Bank Personal Loan

RBC Royal Bank

  • Amount CA$5k–CA$50k
  • Type Personal
  • Term 12–60 mo
The RBC Royal Bank Personal Loan offers a competitive fixed rate with the flexibility of no prepayment penalties, making it a solid choice for borrowers seeking stability.
National Bank Personal Loan

National Bank Personal Loan

National Bank of Canada

  • Amount CA$2k–CA$50k
  • Type Personal
  • Term 12–60 mo
National Bank offers flexible personal loan options at competitive rates, especially for Quebec residents. However, potential borrowers should carefully evaluate their financial needs.
Mogo Personal Loan

Mogo Personal Loan

Mogo

  • Amount CA$500–CA$35k
  • Type Personal
  • Term 6–60 mo
Mogo offers a convenient online personal loan solution, particularly for those needing quick access to funds without a credit score hit.
goPeer Personal Loan

goPeer Personal Loan

goPeer

  • Amount CA$1k–CA$35k
  • Type Personal
  • Term 36–60 mo
goPeer offers a unique peer-to-peer lending experience that can provide competitive rates for borrowers and solid returns for investors, making it a noteworthy option in Canada's lending landscape.