Quick funding
From 7.9% APR
Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fast approval offers with same-day funding where available.
Compare offers designed to simplify multiple balances into one payment.
Find lenders with clear term ranges before you start your project.
Spring Financial
Spring Financial offers a quick and flexible personal loan option, especially beneficial for those needing fast funding and accommodating various credit levels.
KOHO
KOHO offers a unique blend of credit-building features and user-friendly technology, making it a solid choice for Canadians looking to improve their credit scores.
Coast Capital Savings
Coast Capital Savings offers competitive personal loan rates with a member-focused approach. However, potential borrowers should carefully consider their financial situation before applying.
LendDirect
LendDirect is a viable option for Canadians seeking quick online personal loans, particularly for those with diverse credit histories.
TD Bank
TD Bank offers a flexible personal loan with reasonable terms, ideal for those with good credit.
Desjardins
Desjardins offers a solid option for personal loans with competitive rates and member-oriented service, making it a viable choice for many borrowers.
Fig Financial
Fig Financial offers competitive online personal loans with flexible terms, making them a viable option for those looking to build credit.
Meridian Credit Union
Meridian Credit Union offers competitive personal loan rates with a member-first approach, making it a solid choice for Ontarians. However, potential borrowers should compare terms and conditions before committing.
CIBC
The CIBC Personal Loan offers flexible borrowing options with competitive rates, making it a solid choice for those with strong credit.
Fora Credit
Fora offers a flexible line of credit that can quickly address your financial needs, but the interest rates are on the higher side.
Scotiabank
Scotiabank offers competitive personal loan rates for borrowers with good credit, making it a solid choice for those in need of financing.
BMO
The BMO Personal Loan offers a solid starting point for those seeking flexible financing options. However, it may not be the best choice for everyone.
Fairstone
Fairstone offers a wide range of personal loans, making it accessible for many Canadians. However, the high APR rates could be a significant drawback for borrowers.
Tangerine
The Tangerine Line of Credit offers a competitive option for those seeking flexible borrowing without annual fees. Its fully online management makes it convenient for digital-savvy users.
RBC Royal Bank
The RBC Royal Bank Personal Loan offers a competitive fixed rate with the flexibility of no prepayment penalties, making it a solid choice for borrowers seeking stability.
National Bank of Canada
National Bank offers flexible personal loan options at competitive rates, especially for Quebec residents. However, potential borrowers should carefully evaluate their financial needs.
Mogo
Mogo offers a convenient online personal loan solution, particularly for those needing quick access to funds without a credit score hit.
goPeer
goPeer offers a unique peer-to-peer lending experience that can provide competitive rates for borrowers and solid returns for investors, making it a noteworthy option in Canada's lending landscape.