Compare loans. Borrow smarter.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

While Lending Stream provides quick access to cash for those with poor credit, the exorbitant APR can lead to significant repayment amounts, making this option costly for long-term borrowing.

Barclayloan Debt Consolidation

Barclays

• Amount £1k–£25k
• Type debt_consolidation

A convenient option for existing Barclays customers with a smooth in-app application, early repayment at any time, and the unique top-up feature for additional borrowing.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

West One Loans BTL Mortgage

West One Loans

• Type buy_to_let_bridging

West One stands out with 80% LTV — higher than most specialist BTL lenders — and flexible criteria that doesn't rely on credit scoring. A genuine specialist for complex BTL and bridging.

Loqbox Credit Builder

Loqbox

• Type credit_builder

The gold standard for UK credit building — save money and build your score simultaneously.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

NatWest's personal loan features fixed repayments and no early repayment fees, making it attractive for those wanting flexibility. However, the APR can reach up to 19.9%, which may deter some borrowers.

HSBC Personal Loan for Debt Consolidation

HSBC

• Amount £1k–£30k
• Type debt_consolidation

A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.

CarFinance 247

CarFinance 247

• Amount £1k–£50k
• Type auto
• Term 12–60 mo

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Precise Mortgages Specialist Lending

Precise Mortgages

• Type specialist_btl_bridging

A well-established specialist lender that handles the cases others won't — complex income, adverse credit, unusual properties. If your BTL case doesn't fit the boxes, Precise probably can.

Creditspring Credit Builder Loan

Creditspring

• Type credit_builder

Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.

Ocean Finance Personal Loan

Ocean Finance

• Amount £1k–£5k
• Type personal
• Term 12–60 mo

Ocean Finance offers a range of personal loans with flexible terms, but high APR rates may deter some borrowers.

NatWest Debt Consolidation Loan

NatWest

• Amount £1k–£50k
• Type debt_consolidation

One of the most competitive high-street options with a low representative APR of 3.9% and the highest maximum loan amount at £50,000.

MotoNovo Finance

MotoNovo Finance

• Amount £4k–£75k
• Type car_finance
• Term 12–60 mo

MotoNovo Finance provides a broad range of financing options with competitive APRs starting at 5.9%. However, the upper limit of 24.9% can be steep, especially for those with lower credit scores.

Roma Finance Renovation Mortgage

Roma Finance

• Type bridging_refurbishment

Nimble specialist lender best for refurb projects needing speed over price.

Wollit Credit Builder

Wollit

• Type credit_builder

Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.

Lendable Personal Loan

Lendable

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.

Lloyds Bank Debt Consolidation Loan

Lloyds Bank

• Amount £1k–£50k
• Type debt_consolidation

A solid high-street option with competitive rates starting at 3.9% representative APR and generous borrowing limits up to £50,000, backed by one of the UK most established banking brands.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.