Compare loans. Borrow smarter.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

Lending Stream provides quick access to cash, with an approval time of minutes. However, its APR can reach a staggering 1,271%, costly option for long-term borrowing.

Halifax Debt Consolidation Loan

Halifax

• Amount £1k–£50k
• Type debt_consolidation

A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

Kent Reliance BTL Mortgage

Kent Reliance

• Type buy_to_let

Part of the OSB Group (one of the UK's largest specialist lenders), Kent Reliance combines building society heritage with specialist BTL expertise. Strong option for portfolio and complex landlords.

Creditspring Credit Builder Loan

Creditspring

• Type credit_builder

Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

HSBC Personal Loan for Debt Consolidation

HSBC

• Amount £1k–£30k
• Type debt_consolidation

A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.

Together Money BTL Mortgage

Together Money

• Type buy_to_let

Strong choice for landlords with complex circumstances — flexible criteria where high street lenders decline.

Wollit Credit Builder

Wollit

• Type credit_builder

Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

NatWest Debt Consolidation Loan

NatWest

• Amount £1k–£50k
• Type debt_consolidation

One of the most competitive high-street options with a low representative APR of 3.9% and the highest maximum loan amount at £50,000.

Santander Personal Loan

Santander

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Santander's personal loan features for eligible customers, particularly those with a 1-2-3 account. However, the upper APR of 21.9% can be steep for borrowers with lower credit ratings.

Central Trust Second Charge Mortgage

Central Trust

• Amount £10k–£250k
• Type secured_homeowner_loan
• Term 36–360 mo

Central Trust's second charge mortgage is appealing for those needing a substantial sum quickly, with approvals possible in just three days. However, the higher APR range may deter borrowers with tighter budgets.

Loqbox Credit Builder

Loqbox

• Type credit_builder

The gold standard for UK credit building — save money and build your score simultaneously.

Moneybarn Car Finance for Poor Credit

Moneybarn

• Amount £3k–£25k
• Type hire_purchase
• Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

Barclayloan Debt Consolidation

Barclays

• Amount £1k–£25k
• Type debt_consolidation

A convenient option for existing Barclays customers with a smooth in-app application, early repayment at any time, and the unique top-up feature for additional borrowing.

Novuna Personal Finance Loans

Novuna Personal Finance

• Amount £1k–£35k
• Type Personal
• Term 12–60 mo

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.