Rate dashboard

Compare loans. Borrow smarter.

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Quick funding From 7.9% APR

Emergency loan options

Fast approval offers with same-day funding where available.

Amounts
$1k–$25k

Terms
12–60 mo
Debt reset No hidden fees

Debt consolidation picks

Compare offers designed to simplify multiple balances into one payment.

APR range
6.9%–22.4%

Top use
Refinance
Borrow smarter Soft check

Home improvement rates

Find lenders with clear term ranges before you start your project.

Projects
Roof, HVAC

Max term
84 mo

Recently added

iwoca Business Loans

iwoca

Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

Amount £1k–£25k
Type home_improvement
Term 12–120 mo

This loan provides a flexible range for home improvement projects, appealing especially to homeowners with good credit. However, those with average credit may find the higher APRs less favourable.

Lending Stream Short-Term Loan

Lending Stream

Amount £50–£1.5k
Type personal
Term 3–6 mo

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Everyday Loans for Imperfect Credit

Everyday Loans

Amount £1k–£15k
Type personal
Term 18–60 mo

Everyday Loans offers a viable option for those with less-than-perfect credit seeking personal loans. However, the high APR rates warrant careful consideration.

MotoNovo Finance

Amount £4k–£75k
Type car_finance
Term 12–60 mo

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Tide Business Loans

Tide

Amount £2k–£150k
Type Business Loan
Term 1–36 mo

Tide Business Loans provide quick approval times, making them for urgent funding needs. However, the minimum APR of 9.9% can be steep for long-term borrowing.

Starling Bank Personal Loan

Starling Bank

Amount £500–£5k
Type personal
Term 3–36 mo

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

Zuto Car Finance

Zuto

Amount £1k–£75k
Type car_finance
Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Funding Circle Business Loans

Funding Circle

Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Novuna Personal Finance Loans

Novuna Personal Finance

Amount £1k–£35k
Type Personal
Term 12–60 mo

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.

Black Horse Car Finance

Black Horse

Amount £4k–£100k
Type car_finance
Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

Barclays Personal Loan

Barclays

Amount £1k–£50k
Type personal
Term 12–60 mo

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

Close Brothers Motor Finance

Amount £4k–£100k
Type car_finance
Term 12–60 mo

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Ocean Finance Personal Loan

Ocean Finance

Amount £1k–£5k
Type personal
Term 12–60 mo

Ocean Finance offers a range of personal loans with flexible terms, but high APR rates may deter some borrowers.

Moneybarn Car Finance for Poor Credit

Moneybarn

Amount £3k–£25k
Type hire_purchase
Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.