Compare personal loans

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

• Amount £1k–£25k
• Type home_improvement
• Term 12–120 mo

Strong option for home improvements with competitive rates and longer terms up to 10 years. Well-established in the UK retail finance space.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

CarFinance 247

CarFinance 247

• Amount £1k–£50k
• Type auto
• Term 12–60 mo

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Novuna Personal Finance Loans

Novuna Personal Finance

• Amount £1k–£35k
• Type Personal
• Term 12–60 mo

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.

MotoNovo Finance

MotoNovo Finance

• Amount £4k–£75k
• Type car_finance
• Term 12–60 mo

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Virgin Money Personal Loans

Virgin Money

• Amount £1k–£25k
• Type Personal
• Term 12–60 mo

Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.

Oodle Car Finance

Oodle Car Finance

• Amount £3k–£50k
• Type car_finance
• Term 24–60 mo

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Post Office Personal Loan

Post Office

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.

Close Brothers Motor Finance

Close Brothers Motor Finance

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Barclays Personal Loan

Barclays

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

Moneybarn Car Finance for Poor Credit

Moneybarn

• Amount £3k–£25k
• Type hire_purchase
• Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

Monzo Loan

Monzo

• Amount £500–£25k
• Type personal
• Term 3–60 mo

The fastest loan experience in the UK — genuinely instant if you're already a Monzo customer. But rates vary wildly based on your in-app credit score.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Lendable Personal Loan

Lendable

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.

Zopa Personal Loan

Zopa

• Amount £1k–£35k
• Type personal
• Term 12–60 mo

Excellent user experience and transparent eligibility checker. Rates can be very competitive for good credit scores but balloon for weaker profiles.