Compare personal loans

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

• Amount £1k–£25k
• Type home_improvement
• Term 12–120 mo

Strong option for home improvements with competitive rates and longer terms up to 10 years. Well-established in the UK retail finance space.

Asda Money Personal Loans

Asda Money

• Amount £500–£25k
• Type personal
• Term 12–60 mo

Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

With approval times in minutes and the ability to consider bad credit, Lending Stream is urgent financial needs. However, the APR ranges from 99.9% to a staggering 1,333%, making it expensive for long-term borrowing.

Close Brothers Motor Finance

Close Brothers Motor Finance

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Santander Personal Loan

Santander

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

CarFinance 247

CarFinance 247

• Amount £1k–£50k
• Type auto
• Term 12–60 mo

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

Admiral Personal Loan

Admiral

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

Bamboo Personal Loan

Bamboo

• Amount £1k–£8k
• Type personal
• Term 12–60 mo

A genuine option for people with impaired credit who can't get approved elsewhere. Rates are higher, but that's the trade-off.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Sainsbury's Bank Personal Loans

Sainsbury's Bank

• Amount £1k–£40k
• Type personal
• Term 12–60 mo

Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.

Moneybarn Car Finance for Poor Credit

Moneybarn

• Amount £3k–£25k
• Type hire_purchase
• Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

HSBC Personal Loan

HSBC

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

Oodle Car Finance

Oodle Car Finance

• Amount £3k–£50k
• Type car_finance
• Term 24–60 mo

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Barclays Personal Loan

Barclays

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

MotoNovo Finance

MotoNovo Finance

• Amount £4k–£75k
• Type car_finance
• Term 12–60 mo

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Danske Bank Fixed Rate Personal Loan

Danske Bank

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

The Danske Bank Fixed Rate Personal Loan offers a competitive APR range, making it a viable option for borrowers seeking stability in repayments.

TSB Personal Loan

TSB

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.