Compare personal loans

CarFinance 247

CarFinance 247

• Amount £1k–£50k
• Type auto
• Term 12–60 mo

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

• Amount £1k–£25k
• Type home_improvement
• Term 12–120 mo

Strong option for home improvements with competitive rates and longer terms up to 10 years. Well-established in the UK retail finance space.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Starling Bank Personal Loan

Starling Bank

• Amount £500–£5k
• Type personal
• Term 3–36 mo

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

Close Brothers Motor Finance

Close Brothers Motor Finance

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Lendable Personal Loan

Lendable

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

Monzo Loan

Monzo

• Amount £500–£25k
• Type personal
• Term 3–60 mo

The fastest loan experience in the UK — genuinely instant if you're already a Monzo customer. But rates vary wildly based on your in-app credit score.

Oodle Car Finance

Oodle Car Finance

• Amount £3k–£50k
• Type car_finance
• Term 24–60 mo

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Novuna Personal Finance Loans

Novuna Personal Finance

• Amount £1k–£35k
• Type Personal
• Term 12–60 mo

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.

Moneybarn Car Finance for Poor Credit

Moneybarn

• Amount £3k–£25k
• Type hire_purchase
• Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

Asda Money Personal Loans

Asda Money

• Amount £500–£25k
• Type personal
• Term 12–60 mo

Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.

MotoNovo Finance

MotoNovo Finance

• Amount £4k–£75k
• Type car_finance
• Term 12–60 mo

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Sainsbury's Bank Personal Loans

Sainsbury's Bank

• Amount £1k–£40k
• Type personal
• Term 12–60 mo

Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.

Tesco Bank Personal Loans

Tesco Bank

• Amount £1k–£35k
• Type Personal
• Term 12–84 mo

Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.

Post Office Personal Loan

Post Office

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.