Compare personal loans

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

• Amount £1k–£25k
• Type home_improvement
• Term 12–120 mo

Strong option for home improvements with competitive rates and longer terms up to 10 years. Well-established in the UK retail finance space.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Virgin Money Personal Loans

Virgin Money

• Amount £1k–£25k
• Type Personal
• Term 12–60 mo

Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.

CarFinance 247

CarFinance 247

• Amount £1k–£50k
• Type auto
• Term 12–60 mo

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Bamboo Personal Loan

Bamboo

• Amount £1k–£8k
• Type personal
• Term 12–60 mo

A genuine option for people with impaired credit who can't get approved elsewhere. Rates are higher, but that's the trade-off.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

Nationwide Personal Loan

Nationwide

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.

Close Brothers Motor Finance

Close Brothers Motor Finance

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

TSB Personal Loan

TSB

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.

Oodle Car Finance

Oodle Car Finance

• Amount £3k–£50k
• Type car_finance
• Term 24–60 mo

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Admiral Personal Loan

Admiral

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.

Moneybarn Car Finance for Poor Credit

Moneybarn

• Amount £3k–£25k
• Type hire_purchase
• Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

HSBC Personal Loan

HSBC

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Monzo Loan

Monzo

• Amount £500–£25k
• Type personal
• Term 3–60 mo

The fastest loan experience in the UK — genuinely instant if you're already a Monzo customer. But rates vary wildly based on your in-app credit score.

MotoNovo Finance

MotoNovo Finance

• Amount £4k–£75k
• Type car_finance
• Term 12–60 mo

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Ocean Finance Personal Loan

Ocean Finance

• Amount £1k–£5k
• Type personal
• Term 12–60 mo

Ocean Finance offers a range of personal loans with flexible terms, but high APR rates may deter some borrowers.

Novuna Personal Finance Loans

Novuna Personal Finance

• Amount £1k–£35k
• Type Personal
• Term 12–60 mo

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.