Compare personal loans

Oodle Car Finance

Oodle Car Finance

• Amount £3k–£50k
• Type car_finance
• Term 24–60 mo

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Hitachi Personal Finance Home Improvement Loan

Novuna (Hitachi)

• Amount £1k–£25k
• Type home_improvement
• Term 12–120 mo

Strong option for home improvements with competitive rates and longer terms up to 10 years. Well-established in the UK retail finance space.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Post Office Personal Loan

Post Office

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.

Funding Circle Business Loans

Funding Circle

• Type Business

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

CarFinance 247

CarFinance 247

• Amount £1k–£50k
• Type auto
• Term 12–60 mo

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

iwoca Business Loans

iwoca

• Type Business

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Moneybarn Car Finance for Poor Credit

Moneybarn

• Amount £3k–£25k
• Type hire_purchase
• Term 24–60 mo

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

Tesco Bank Personal Loans

Tesco Bank

• Amount £1k–£35k
• Type Personal
• Term 12–84 mo

Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.

Black Horse Car Finance

Black Horse

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

TSB Personal Loan

TSB

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.

Zuto Car Finance

Zuto

• Amount £1k–£75k
• Type car_finance
• Term 24–60 mo

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Virgin Money Personal Loans

Virgin Money

• Amount £1k–£25k
• Type Personal
• Term 12–60 mo

Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.

MotoNovo Finance

MotoNovo Finance

• Amount £4k–£75k
• Type car_finance
• Term 12–60 mo

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Nationwide Personal Loan

Nationwide

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.

Close Brothers Motor Finance

Close Brothers Motor Finance

• Amount £4k–£100k
• Type car_finance
• Term 12–60 mo

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Sainsbury's Bank Personal Loans

Sainsbury's Bank

• Amount £1k–£40k
• Type personal
• Term 12–60 mo

Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.

Admiral Personal Loan

Admiral

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.