Compare loans. Borrow smarter.

SBS Bank Home Loan

SBS Bank

• Type mortgage
• Term 6–360 mo

SBS Bank offers competitive home loan options, making it a viable choice for many New Zealanders. However, potential borrowers should carefully consider their lending criteria and fees.

Instant Finance Debt Consolidation Loan

Instant Finance

• Amount $500–$50k
• Type debt_consolidation
• Term 3–84 mo

The Instant Finance Debt Consolidation Loan offers a practical solution for managing multiple debts, but be aware of the associated costs.

AA Money Car Loan

AA Money

• Amount $5k–$75k
• Type auto
• Term 12–60 mo

AA Money's car loan options cater well to a variety of borrowers, but the interest rates may be higher than some competitors.

ANZ Personal Loans

ANZ

• Amount $3k–$50k
• Type personal
• Term 6–84 mo

The lack of fees is for borrowers looking for flexibility, but the 13.9% APR could be high for those with better credit options. This product is best for individuals needing quick, fee-free access to funds.

Westpac Car Loan

Westpac New Zealand

• Amount $2k–$50k
• Type car_finance
• Term 6–60 mo

With a fixed rate of 12.90% p.a., Westpac’s car loan is borrowers who prefer predictability. However, the maximum interest rate of 12.99% may not be competitive for those with excellent credit.

Kiwibank Personal Loan

Kiwibank

• Amount $2k–$30k
• Type personal
• Term 12–60 mo

Kiwibank's personal loans provide a solid option for those who prefer a locally owned bank with a straightforward application process.

ANZ Car Loan

ANZ New Zealand

• Amount $3k–$50k
• Type car_finance
• Term 6–84 mo

The ANZ Car Loan is straightforward with a fixed rate, but its APR might be high for some borrowers.

The Co-operative Bank Personal Loan

The Co-operative Bank

• Amount $1k–$50k
• Type personal
• Term 6–60 mo

With rates beginning at 9.95% p.a., this loan is appealing for those looking for a competitive rate. However, the maximum rate of 17.75% can be steep for borrowers with lower credit scores.

Instant Finance Car Loan

Instant Finance

• Amount $2k–$50k
• Type auto
• Term 12–84 mo

Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.

Harmoney Personal Loan

Harmoney

• Amount $2k–$100k
• Type personal
• Term 36–84 mo

Harmoney offers a flexible personal loan option for those looking to consolidate debt or finance personal projects. However, borrowers should consider their creditworthiness before applying.

UDC Finance Car Loan

UDC Finance

• Amount $5k–$100k
• Type car_finance
• Term 12–60 mo

UDC Finance offers competitive car loan options with flexible terms, making it a solid choice for potential borrowers in New Zealand.

Westpac Personal Loan

Westpac

• Amount $2k–$50k
• Type personal
• Term 6–60 mo

With flexible borrowing options, Westpac's personal loan is ideal for various financial needs, though the standard rate is on the higher side.

ASB Car Loan

ASB Bank

• Amount $2k–$50k
• Type car_finance
• Term 6–84 mo

ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.

SBS Bank Personal Loan

SBS Bank

• Amount $1k–$30k
• Type personal
• Term 6–60 mo

SBS Bank's personal loan provides a straightforward option for those needing cash quickly, but the interest rates may not be the most competitive.

MTF Finance Car Loan

MTF Finance

• Amount $2k–$100k
• Type car_finance
• Term 12–84 mo

With competitive starting rates of 8.95% and a quick same-day decision process, MTF Finance is a strong option for those needing vehicle financing. However, rates can escalate to 19.95%, making it less ideal for long-term borrowers.

Instant Finance Personal Loan

Instant Finance

• Amount $500–$50k
• Type personal
• Term 3–84 mo

This loan option provides a wide range of amounts and terms, but the high interest rates may not suit everyone.

Harmoney Car Loan

Harmoney

• Amount $2k–$100k
• Type car_finance
• Term 36–84 mo

Harmoney's car loan is a viable option for borrowers looking for flexible borrowing terms and competitive rates.

ASB Personal Loan

ASB

• Amount $2k–$50k
• Type personal
• Term 6–84 mo

ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.

BNZ Personal Loan

BNZ

• Amount $2k–$50k
• Type personal
• Term 6–60 mo

BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.