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Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Quick funding From 7.9% APR

    Emergency loan options

    Fast approval offers with same-day funding where available.

    Amounts
    $1k–$25k
    Terms
    12–60 mo
  2. Debt reset No hidden fees

    Debt consolidation picks

    Compare offers designed to simplify multiple balances into one payment.

    APR range
    6.9%–22.4%
    Top use
    Refinance
  3. Borrow smarter Soft check

    Home improvement rates

    Find lenders with clear term ranges before you start your project.

    Projects
    Roof, HVAC
    Max term
    84 mo

Recently added

SBS Bank Home Loan

SBS Bank Home Loan

SBS Bank

  • Type mortgage
  • Term 6–360 mo
SBS Bank offers competitive home loan options, making it a viable choice for many New Zealanders. However, potential borrowers should carefully consider their lending criteria and fees.
UDC Finance Car Loan

UDC Finance Car Loan

UDC Finance

  • Amount $5k–$100k
  • Type car_finance
  • Term 12–60 mo
UDC Finance offers competitive car loan options with flexible terms, making it a solid choice for potential borrowers in New Zealand.
SBS Bank Personal Loan

SBS Bank Personal Loan

SBS Bank

  • Amount $1k–$30k
  • Type personal
  • Term 6–60 mo
SBS Bank's personal loan provides a straightforward option for those needing cash quickly, but the interest rates may not be the most competitive.
Harmoney Car Loan

Harmoney Car Loan

Harmoney

  • Amount $2k–$100k
  • Type car_finance
  • Term 36–84 mo
Harmoney's car loan is a viable option for borrowers looking for flexible borrowing terms and competitive rates.
Instant Finance Personal Loan

Instant Finance Personal Loan

Instant Finance

  • Amount $500–$50k
  • Type personal
  • Term 3–84 mo
This loan option provides a wide range of amounts and terms, but the high interest rates may not suit everyone.
AA Money Car Loan

AA Money Car Loan

AA Money

  • Amount $5k–$75k
  • Type auto
  • Term 12–60 mo
AA Money's car loan options cater well to a variety of borrowers, but the interest rates may be higher than some competitors.
Kiwibank Personal Loan

Kiwibank Personal Loan

Kiwibank

  • Amount $2k–$30k
  • Type personal
  • Term 12–60 mo
Kiwibank's personal loans provide a solid option for those who prefer a locally owned bank with a straightforward application process.
ASB Car Loan

ASB Car Loan

ASB Bank

  • Amount $2k–$50k
  • Type car_finance
  • Term 6–84 mo
ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.
Harmoney Personal Loan

Harmoney Personal Loan

Harmoney

  • Amount $2k–$100k
  • Type personal
  • Term 36–84 mo
Harmoney offers a flexible personal loan option for those looking to consolidate debt or finance personal projects. However, borrowers should consider their creditworthiness before applying.
ANZ Car Loan

ANZ Car Loan

ANZ New Zealand

  • Amount $3k–$50k
  • Type car_finance
  • Term 6–84 mo
The ANZ Car Loan is straightforward with a fixed rate, but its APR might be high for some borrowers.
BNZ Personal Loan

BNZ Personal Loan

BNZ

  • Amount $2k–$50k
  • Type personal
  • Term 6–60 mo
BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.
Instant Finance Car Loan

Instant Finance Car Loan

Instant Finance

  • Amount $2k–$50k
  • Type auto
  • Term 12–84 mo
Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.
MTF Finance Car Loan

MTF Finance Car Loan

MTF Finance

  • Amount $2k–$100k
  • Type car_finance
  • Term 12–84 mo
MTF Finance provides competitive car loan options for those looking to finance a vehicle, with flexible terms and quick approvals.
Westpac Car Loan

Westpac Car Loan

Westpac New Zealand

  • Amount $2k–$50k
  • Type car_finance
  • Term 6–60 mo
This loan provides straightforward financing for car buyers but comes with a higher interest rate compared to competitors.
Westpac Personal Loan

Westpac Personal Loan

Westpac

  • Amount $2k–$50k
  • Type personal
  • Term 6–60 mo
With flexible borrowing options, Westpac's personal loan is ideal for various financial needs, though the standard rate is on the higher side.
ASB Personal Loan

ASB Personal Loan

ASB

  • Amount $2k–$50k
  • Type personal
  • Term 6–84 mo
ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.