Quick funding
From 7.9% APR
Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fast approval offers with same-day funding where available.
Compare offers designed to simplify multiple balances into one payment.
Find lenders with clear term ranges before you start your project.
ANZ
ASB Bank
ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.
Instant Finance
The Instant Finance Debt Consolidation Loan offers a practical solution for managing multiple debts, but be aware of the associated costs.
SBS Bank
SBS Bank offers competitive home loan options, making it a viable choice for many New Zealanders. However, potential borrowers should carefully consider their lending criteria and fees.
ASB
ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.
MTF Finance
MTF Finance provides competitive car loan options for those looking to finance a vehicle, with flexible terms and quick approvals.
The Co-operative Bank
With rates starting at 9.95% p.a., this loan is an appealing option for many borrowers.
AA Money
AA Money's car loan options cater well to a variety of borrowers, but the interest rates may be higher than some competitors.
Instant Finance
This loan option provides a wide range of amounts and terms, but the high interest rates may not suit everyone.
Westpac New Zealand
This loan provides straightforward financing for car buyers but comes with a higher interest rate compared to competitors.
BNZ
BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.
Instant Finance
Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.
Kiwibank
Kiwibank's personal loans provide a solid option for those who prefer a locally owned bank with a straightforward application process.
UDC Finance
UDC Finance offers competitive car loan options with flexible terms, making it a solid choice for potential borrowers in New Zealand.
Westpac
With flexible borrowing options, Westpac's personal loan is ideal for various financial needs, though the standard rate is on the higher side.
Harmoney
Harmoney's car loan is a viable option for borrowers looking for flexible borrowing terms and competitive rates.
Harmoney
Harmoney offers a flexible personal loan option for those looking to consolidate debt or finance personal projects. However, borrowers should consider their creditworthiness before applying.
ANZ New Zealand
The ANZ Car Loan is straightforward with a fixed rate, but its APR might be high for some borrowers.
SBS Bank
SBS Bank's personal loan provides a straightforward option for those needing cash quickly, but the interest rates may not be the most competitive.