Rate dashboard

Compare loans. Borrow smarter.

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Quick funding From 7.9% APR

    Emergency loan options

    Fast approval offers with same-day funding where available.

    Amounts
    $1k–$25k
    Terms
    12–60 mo
  2. Debt reset No hidden fees

    Debt consolidation picks

    Compare offers designed to simplify multiple balances into one payment.

    APR range
    6.9%–22.4%
    Top use
    Refinance
  3. Borrow smarter Soft check

    Home improvement rates

    Find lenders with clear term ranges before you start your project.

    Projects
    Roof, HVAC
    Max term
    84 mo

Recently added

Wonga Short-Term Loan

Wonga Short-Term Loan

Wonga

  • Amount R500–R8k
  • Type short_term
  • Term 1–6 mo
Wonga offers a quick solution for urgent cash needs, but be cautious of high interest rates.
Capitec Personal Loan

Capitec Personal Loan

Capitec Bank

  • Amount R1k–R250k
  • Type personal
  • Term 6–84 mo
Capitec offers a straightforward and competitive personal loan option for South Africans, particularly appealing due to its digital application process.
Lime24 Short-Term Loan

Lime24 Short-Term Loan

  • Amount R500–R8k
  • Type short_term
  • Term Up to 3 mo
Lime24 offers quick access to funds, but be mindful of the high interest rates.
Capfin Personal Loan

Capfin Personal Loan

Capfin

  • Amount R1k–R50k
  • Type personal
  • Term 1–24 mo
Capfin offers accessible short-term loans for employed South Africans, ideal for those in need of quick financial support.
Finance27 Short-Term Loan

Finance27 Short-Term Loan

Finance27

  • Amount R1k–R7.2k
  • Type short_term
  • Term 2–2 mo
Finance27 offers a streamlined option for those in need of quick cash, but the high APR may deter some borrowers.
Fasta Personal Loan

Fasta Personal Loan

Fasta

  • Amount R500–R8k
  • Type personal
  • Term 1–6 mo
Fasta offers a flexible and accessible personal loan option, but watch for the interest rates which can be on the higher side.
Letsatsi Finance Personal Loan

Letsatsi Finance Personal Loan

Letsatsi Finance

  • Amount R500–R8k
  • Type personal
  • Term 1–6 mo
Letsatsi Finance offers a flexible option for personal loans, catering to both emergencies and larger financial needs. However, be mindful of the relatively high APR rates.
Mulah Short-Term Loan

Mulah Short-Term Loan

Mulah

  • Amount R500–R8k
  • Type short_term
  • Term Up to 3 mo
The Mulah Short-Term Loan offers quick access to funds, but borrowers should be cautious of high interest rates.
FNB Personal Loan with eBucks Rewards

FNB Personal Loan with eBucks Rewards

FNB (First National Bank)

  • Amount R1k–R300k
  • Type personal
  • Term 6–72 mo
The FNB Personal Loan offers competitive rates and eBucks rewards for loyal customers, making it a solid choice for those with high credit ratings.
DirectAxis Personal Loan

DirectAxis Personal Loan

DirectAxis

  • Amount R2k–R250k
  • Type personal
  • Term 6–72 mo
DirectAxis offers competitive personal loans tailored for South Africans. However, potential borrowers should carefully consider their financial situation before committing.
Sanlam Credit Solutions Personal Loan

Sanlam Credit Solutions Personal Loan

Sanlam Credit Solutions

  • Amount R2k–R200k
  • Type personal
  • Term 6–60 mo
Sanlam offers a robust personal loan option with flexible terms, but borrowers should be cautious about their financial commitments.
Finbond Mutual Bank Personal Loan

Finbond Mutual Bank Personal Loan

Finbond Mutual Bank

  • Amount R500–R25k
  • Term 1–24 mo
Finbond Mutual Bank offers accessible personal loans with competitive rates. However, potential borrowers should consider their financial situation carefully.
Nedbank Personal Loan

Nedbank Personal Loan

Nedbank

  • Amount R2k–R300k
  • Type personal
  • Term 6–72 mo
Nedbank offers competitive personal loans with flexible terms, making it a solid choice for borrowers. Their rewards program adds extra value for timely repayments.
Bayport Personal Loan for Government Employees

Bayport Personal Loan for Government Employees

Bayport Financial Services

  • Amount R2k–R250k
  • Type personal
  • Term 6–60 mo
Bayport offers competitive personal loans tailored for government employees and pensioners, with convenient salary deductions. However, the interest rates may be higher than some alternatives.
Old Mutual Personal Loan

Old Mutual Personal Loan

Old Mutual

  • Amount R5k–R200k
  • Type personal
  • Term 12–60 mo
Old Mutual offers a range of personal loans with a maximum amount of R250,000, ideal for those in need of flexible financing options.
FinChoice Personal Loan

FinChoice Personal Loan

FinChoice

  • Amount R500–R50k
  • Type personal
  • Term 1–36 mo
The FinChoice Personal Loan offers convenient access to funds with flexible repayment options, but the interest rates are on the higher side.
TymeBank Personal Loan

TymeBank Personal Loan

TymeBank

  • Amount R500–R100k
  • Type personal
  • Term 3–36 mo
TymeBank offers a convenient digital solution for personal loans, but borrowers should be mindful of the interest rates.
Absa Personal Loan

Absa Personal Loan

Absa

  • Amount R2k–R300k
  • Type personal
  • Term 6–72 mo
Absa offers flexible personal loans with competitive rates, ideal for those seeking financial support in South Africa.

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