Rate dashboard

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Quick funding From 7.9% APR

Emergency loan options

Fast approval offers with same-day funding where available.

Amounts
$1k–$25k

Terms
12–60 mo
Debt reset No hidden fees

Debt consolidation picks

Compare offers designed to simplify multiple balances into one payment.

APR range
6.9%–22.4%

Top use
Refinance
Borrow smarter Soft check

Home improvement rates

Find lenders with clear term ranges before you start your project.

Projects
Roof, HVAC

Max term
84 mo

Recently added

Mulah Short-Term Loan

Mulah

Type Short-term

The Mulah Short-Term Loan offers quick access to funds, but borrowers should be cautious of high interest rates.

Old Mutual Personal Loan

Old Mutual

Amount R5k–R200k
Type personal
Term 12–60 mo

Old Mutual offers a range of personal loans with a maximum amount of R250,000, ideal for those in need of flexible financing options.

Wonga Short-Term Loan

Wonga

Wonga offers a quick solution for urgent cash needs, but be cautious of high interest rates.

FinChoice Personal Loan

FinChoice

Amount R500–R50k
Type personal
Term 1–36 mo

The FinChoice Personal Loan offers convenient access to funds with flexible repayment options, but the interest rates are on the higher side.

Lime24 Short-Term Loan

Lime24 offers quick access to funds, but be mindful of the high interest rates.

Nedbank Personal Loan

Nedbank

Amount R2k–R300k
Type personal
Term 6–72 mo

Nedbank offers competitive personal loans with flexible terms, making it a solid choice for borrowers. Their rewards program adds extra value for timely repayments.

Finance27 Short-Term Loan

Finance27

Type Short-term

Finance27 offers a streamlined option for those in need of quick cash, but the high APR may deter some borrowers.

Finbond Mutual Bank Personal Loan

Finbond Mutual Bank

Amount R500–R25k
Term 1–24 mo

Finbond Mutual Bank offers accessible personal loans with competitive rates. However, potential borrowers should consider their financial situation carefully.

Boodle Short-Term Loan

Boodle offers quick access to cash, but be wary of high interest rates.

Capitec Personal Loan

Capitec Bank

Amount R1k–R250k
Type personal
Term 6–84 mo

Capitec offers a straightforward and competitive personal loan option for South Africans, particularly appealing due to its digital application process.

TymeBank Personal Loan

TymeBank

Amount R500–R100k
Type personal
Term 3–36 mo

TymeBank offers a convenient digital solution for personal loans, but borrowers should be mindful of the interest rates.

Fasta Personal Loan

Fasta

Amount R500–R8k
Type personal
Term 1–6 mo

Fasta offers a flexible and accessible personal loan option, but watch for the interest rates which can be on the higher side.

DirectAxis Personal Loan

DirectAxis

Amount R2k–R250k
Type personal
Term 6–72 mo

DirectAxis offers competitive personal loans tailored for South Africans. However, potential borrowers should carefully consider their financial situation before committing.

Capfin Personal Loan

Capfin

Amount R1k–R50k
Type personal
Term 1–24 mo

Capfin offers accessible short-term loans for employed South Africans, ideal for those in need of quick financial support.

Bayport Personal Loan for Government Employees

Bayport Financial Services

Amount R2k–R250k
Type personal
Term 6–60 mo

Bayport offers competitive personal loans tailored for government employees and pensioners, with convenient salary deductions. However, the interest rates may be higher than some alternatives.