Quick funding
From 7.9% APR
Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
-
-
Debt reset No hidden fees
Debt consolidation picks
Compare offers designed to simplify multiple balances into one payment.
- APR range
- 6.9%–22.4%
- Top use
- Refinance
-
Borrow smarter Soft check
Home improvement rates
Find lenders with clear term ranges before you start your project.
- Projects
- Roof, HVAC
- Max term
- 84 mo
Recently added
Boodle Short-Term Loan
Boodle offers quick access to cash, but be wary of high interest rates.
Finbond Mutual Bank Personal Loan
Finbond Mutual Bank
- Amount R500–R25k
- Term 1–24 mo
Finbond Mutual Bank offers accessible personal loans with competitive rates. However, potential borrowers should consider their financial situation carefully.
Mulah Short-Term Loan
Mulah
- Type Short-term
The Mulah Short-Term Loan offers quick access to funds, but borrowers should be cautious of high interest rates.
DirectAxis Personal Loan
DirectAxis
- Amount R2k–R250k
- Type personal
- Term 6–72 mo
DirectAxis offers competitive personal loans tailored for South Africans. However, potential borrowers should carefully consider their financial situation before committing.
Finance27 Short-Term Loan
Finance27
- Type Short-term
Finance27 offers a streamlined option for those in need of quick cash, but the high APR may deter some borrowers.
Old Mutual Personal Loan
Old Mutual
- Amount R5k–R200k
- Type personal
- Term 12–60 mo
Old Mutual offers a range of personal loans with a maximum amount of R250,000, ideal for those in need of flexible financing options.
Wonga Short-Term Loan
Wonga
Wonga offers a quick solution for urgent cash needs, but be cautious of high interest rates.
TymeBank Personal Loan
TymeBank
- Amount R500–R100k
- Type personal
- Term 3–36 mo
TymeBank offers a convenient digital solution for personal loans, but borrowers should be mindful of the interest rates.
Lime24 Short-Term Loan
Lime24 offers quick access to funds, but be mindful of the high interest rates.
Letsatsi Finance Personal Loan
Letsatsi Finance
- Amount R500–R8k
- Type personal
- Term 1–6 mo
Letsatsi Finance offers a flexible option for personal loans, catering to both emergencies and larger financial needs. However, be mindful of the relatively high APR rates.
Sanlam Credit Solutions Personal Loan
Sanlam Credit Solutions
- Amount R2k–R200k
- Type personal
- Term 6–60 mo
Sanlam offers a robust personal loan option with flexible terms, but borrowers should be cautious about their financial commitments.
FNB Personal Loan with eBucks Rewards
FNB (First National Bank)
- Amount R1k–R300k
- Type personal
- Term 6–72 mo
The FNB Personal Loan offers competitive rates and eBucks rewards for loyal customers, making it a solid choice for those with high credit ratings.
Standard Bank Personal Loan
Standard Bank
- Amount R2k–R300k
- Type personal
- Term 6–72 mo
Standard Bank offers a competitive personal loan option with flexible repayment terms, making it suitable for various financial needs.
Nedbank Personal Loan
Nedbank
- Amount R2k–R300k
- Type personal
- Term 6–72 mo
Nedbank offers competitive personal loans with flexible terms, making it a solid choice for borrowers. Their rewards program adds extra value for timely repayments.
RCS Personal Loan
RCS Financial Services
- Amount R1k–R100k
- Type personal
- Term 6–60 mo
Capfin Personal Loan
Capfin
- Amount R1k–R50k
- Type personal
- Term 1–24 mo
Capfin offers accessible short-term loans for employed South Africans, ideal for those in need of quick financial support.
Fasta Personal Loan
Fasta
- Amount R500–R8k
- Type personal
- Term 1–6 mo
Fasta offers a flexible and accessible personal loan option, but watch for the interest rates which can be on the higher side.
Bayport Personal Loan for Government Employees
Bayport Financial Services
- Amount R2k–R250k
- Type personal
- Term 6–60 mo
Bayport offers competitive personal loans tailored for government employees and pensioners, with convenient salary deductions. However, the interest rates may be higher than some alternatives.
Capitec Personal Loan
Capitec Bank
- Amount R1k–R250k
- Type personal
- Term 6–84 mo
Capitec offers a straightforward and competitive personal loan option for South Africans, particularly appealing due to its digital application process.
FinChoice Personal Loan
FinChoice
- Amount R500–R50k
- Type personal
- Term 1–36 mo
The FinChoice Personal Loan offers convenient access to funds with flexible repayment options, but the interest rates are on the higher side.