Emergency loan options
Fast approval offers with same-day funding where available.
- Amounts
- $1k–$25k
- Terms
- 12–60 mo
Rate dashboard
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fast approval offers with same-day funding where available.
Compare offers designed to simplify multiple balances into one payment.
Find lenders with clear term ranges before you start your project.
Lloyds Bank
Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.
Oodle Car Finance
Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.
Lending Stream
Lending Stream's fast approval times are for those in urgent need of cash. However, the exorbitant APR of up to 1,333% makes it a costly option for long-term borrowing.
Together Money
Strong choice for landlords with complex circumstances — flexible criteria where high street lenders decline.
Wollit
Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.
Halifax
A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.
iwoca
iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.
Virgin Money
Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.
MotoNovo Finance
MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.
Together Money
A veteran bridging lender with over 50 years in the market. Together's common-sense approach works well for landlords needing renovation finance where mainstream lenders won't lend.
Loqbox
The gold standard for UK credit building — save money and build your score simultaneously.
Barclays
A convenient option for existing Barclays customers with a smooth in-app application, early repayment at any time, and the unique top-up feature for additional borrowing.
Funding Circle
Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.
TSB
Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.
Close Brothers Motor Finance
Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.
Selina Finance
Creditspring
Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.
HSBC
A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.
NatWest
No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.
Moneybarn
Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.
HSBC offers a 3.9% APR for larger loans, but the catch is you'll need a top-tier credit score. Find out if you qualify for this competitive rate.
Discover the best options for every need this summer.
Fast loan access for Monzo users, but mind the APR range.