Rate dashboard

Compare loans. Borrow smarter.

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Quick funding From 7.9%% APR

    Emergency loan options

    Fast approval offers with same-day funding where available.

    Amounts
    $1k–$25k
    Terms
    12–60 mo
  2. Debt reset No hidden fees

    Debt consolidation picks

    Compare offers designed to simplify multiple balances into one payment.

    APR range
    6.9%–22.4%
    Top use
    Refinance
  3. Borrow smarter Soft check

    Home improvement rates

    Find lenders with clear term ranges before you start your project.

    Projects
    Roof, HVAC
    Max term
    84 mo

Recently added

Lloyds Bank Personal Loan

Lloyds Bank Personal Loan

Lloyds Bank

  • Amount £1k–£50k
  • Type personal
  • Term 12–60 mo
Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.
Oodle Car Finance

Oodle Car Finance

Oodle Car Finance

  • Amount £3k–£50k
  • Type car_finance
  • Term 24–60 mo
Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.
Lending Stream Short-Term Loan

Lending Stream Short-Term Loan

Lending Stream

  • Amount £50–£1.5k
  • Type personal
  • Term 3–6 mo
Lending Stream's fast approval times are for those in urgent need of cash. However, the exorbitant APR of up to 1,333% makes it a costly option for long-term borrowing.
Halifax Debt Consolidation Loan

Halifax Debt Consolidation Loan

Halifax

  • Amount £1k–£50k
  • Type debt_consolidation
A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.
iwoca Business Loans

iwoca Business Loans

iwoca

  • Type Business
iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.
Virgin Money Personal Loans

Virgin Money Personal Loans

Virgin Money

  • Amount £1k–£25k
  • Type Personal
  • Term 12–60 mo
Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.
MotoNovo Finance

MotoNovo Finance

MotoNovo Finance

  • Amount £4k–£75k
  • Type car_finance
  • Term 12–60 mo
MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.
Together Money Bridging Loan

Together Money Bridging Loan

Together Money

  • Type bridging_refurbishment
A veteran bridging lender with over 50 years in the market. Together's common-sense approach works well for landlords needing renovation finance where mainstream lenders won't lend.
Barclayloan Debt Consolidation

Barclayloan Debt Consolidation

Barclays

  • Amount £1k–£25k
  • Type debt_consolidation
A convenient option for existing Barclays customers with a smooth in-app application, early repayment at any time, and the unique top-up feature for additional borrowing.
Funding Circle Business Loans

Funding Circle Business Loans

Funding Circle

  • Type Business
Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.
TSB Personal Loan

TSB Personal Loan

TSB

  • Amount £1k–£25k
  • Type personal
  • Term 12–60 mo
Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.
Close Brothers Motor Finance

Close Brothers Motor Finance

Close Brothers Motor Finance

  • Amount £4k–£100k
  • Type car_finance
  • Term 12–60 mo
Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.
HSBC Personal Loan for Debt Consolidation

HSBC Personal Loan for Debt Consolidation

HSBC

  • Amount £1k–£30k
  • Type debt_consolidation
A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.
NatWest Personal Loan

NatWest Personal Loan

NatWest

  • Amount £1k–£50k
  • Type personal
  • Term 12–60 mo
No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.
Moneybarn Car Finance for Poor Credit

Moneybarn Car Finance for Poor Credit

Moneybarn

  • Amount £3k–£25k
  • Type hire_purchase
  • Term 24–60 mo
Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

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