Compare loans. Borrow smarter.

Axis Bank Personal Loan

Axis Bank

• Amount ₹50k–₹4M
• Type personal
• Term 12–60 mo

Axis Bank offers competitive personal loan rates with flexible repayment options, making it a solid choice for borrowers with a good credit score.

ICICI Bank Car Loan

ICICI Bank

• Amount ₹100k–
• Type car_finance
• Term 12–84 mo

ICICI Bank's car loans provide a flexible financing option for buyers looking for competitive rates and quick approval.

SBI Student Loan Scheme

State Bank of India

• Amount ₹100k–₹5M
• Type student
• Term 12–180 mo

SBI's Student Loan Scheme is one of the most affordable education loan options in India thanks to PSU bank rates. The no-collateral limit of ₹7.5 lakh makes it accessible for domestic studies, and the 0.50% concession for female students is a genuine saving. Processing is slower than private banks, but the rate advantage is hard to beat.

Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank

• Amount ₹50k–₹4M
• Type personal
• Term 12–60 mo

The Kotak Mahindra Bank Personal Loan offers a convenient, fully digital application process with competitive interest rates, making it an attractive option for borrowers with good credit.

SBI New Car Loan

State Bank of India

• Amount ₹100k–
• Type car_finance
• Term 12–84 mo

SBI's New Car Loan provides competitive rates and flexible terms, making it a solid choice for car buyers.

PNB Saraswati Education Loan

Punjab National Bank

• Amount ₹100k–₹5M
• Type student
• Term 12–180 mo

PNB's Saraswati scheme offers some of the lowest education loan rates in India at 6.85% p.a. for premier institutes. The 0.50% concession for female students and nil processing fees are genuine advantages. However, the scheme is heavily focused on merit-based admissions and may not suit students at non-premier institutions.

ICICI Bank Personal Loan

ICICI Bank

• Amount ₹50k–₹5M
• Type personal
• Term 12–60 mo

ICICI Bank offers a streamlined personal loan process with competitive rates, making it a solid choice for borrowers with high credit scores.

Axis Bank Two Wheeler Loan

Axis Bank

• Amount ₹20k–₹400k
• Type two_wheeler

Good option with doorstep service and quick turnaround.

Canara Bank Vidya Turant Education Loan

Canara Bank

• Amount ₹100k–
• Type student
• Term 12–180 mo

Canara Bank's Vidya Turant is a standout PSU education loan — the 7.35% starting rate is competitive, and the ₹1 crore limit under the master's degree scheme matches the best in the industry. The scheme categorisation by institution type gives genuine rate advantages to premier institute students.

HDFC Bank Personal Loan

HDFC Bank

• Amount ₹50k–₹5M
• Type personal
• Term 12–60 mo

HDFC Bank offers competitive personal loans with quick disbursal options, making it appealing for urgent financial needs.

Hero FinCorp Two Wheeler Loan

Hero FinCorp

• Amount ₹15k–₹300k
• Type two_wheeler

Best for Hero brand buyers with seamless dealership financing.

Bank of Baroda Baroda Gyan Education Loan

Bank of Baroda

• Amount ₹100k–
• Type student
• Term 12–180 mo

Bank of Baroda matches SBI on rates (sometimes even beats it at 6.85%) and offers one of the highest loan limits among PSU banks at ₹1 crore. The multiple scheme options (Vidya, Gyan, Scholar) give genuine flexibility, though navigating which scheme you qualify for can be confusing.

Tata Capital Personal Loan

Tata Capital

• Amount ₹75k–₹3.5M
• Type personal
• Term 12–72 mo

SBI Two Wheeler Loan

State Bank of India

• Amount ₹20k–₹300k
• Type two_wheeler

Lowest rates from Indias largest public sector bank.

HDFC Bank Education Loan

HDFC Bank

• Amount ₹100k–₹5M
• Type student
• Term 12–180 mo

HDFC Bank charges a premium on interest rates compared to PSU banks, but makes up for it with significantly faster processing and a smoother application experience. The unsecured limit of up to ₹50 lakh at select premier institutes is exceptionally generous.

SBI Personal Loan - Low Rates from India's Largest Bank

State Bank of India (SBI)

• Amount ₹50k–₹2M
• Type personal
• Term 12–72 mo

SBI Personal Loan offers competitive interest rates, making it a solid choice for borrowers with high credit scores.

ICICI Bank Two Wheeler Loan

ICICI Bank

• Amount ₹25k–₹500k
• Type two_wheeler

Strong digital experience for tech-savvy bike buyers.

ICICI Bank Education Loan

ICICI Bank

• Amount ₹100k–
• Type student
• Term 12–144 mo

ICICI Bank's standout feature is the massive ₹3 crore loan limit — the highest among major Indian banks — and the generous ₹20 lakh no-margin threshold. Rates are mid-range for a private bank, and the flexible repayment structures (PSI/SI/EMI) genuinely help students manage cash flow during the moratorium period.

IDFC FIRST Bank Personal Loan

IDFC FIRST Bank

• Amount ₹20k–₹4M
• Type personal
• Term 6–60 mo

IDFC FIRST Bank offers a streamlined personal loan process with competitive rates, making it suitable for those looking for quick financial solutions.

HDFC Bank New Car Loan

HDFC Bank

• Amount ₹100k–₹2.5M
• Type car_finance
• Term 12–84 mo

HDFC Bank's new car loan options are appealing for those seeking flexible financing.