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ANZ vs Westpac: Which Personal Loan Costs Less?

ANZ vs Westpac: Which Personal Loan Costs Less?

ANZ reaches A$75,000, while Westpac starts at 7.00% p.a. Compare rates, fees, approval speed and loan flexibility before applying.

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OurMoneyMarket Personal Loan

OurMoneyMarket Personal Loan

OurMoneyMarket

  • Amount A$5k–A$75k
  • Type personal
  • Term 24–60 mo
With starting at 5.95%, OurMoneyMarket personal loans are an for those with good credit looking for substantial borrowing. However, the higher APR can reach up to 18.99%, which may deter some borrowers.
Liberty Financial Personal Loan

Liberty Financial Personal Loan

Liberty Financial

  • Amount A$3k–A$80k
  • Type personal
  • Term 36–84 mo
Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.
Plenti Personal Loan

Plenti Personal Loan

Plenti

  • Amount A$2k–A$75k
  • Type personal
  • Term 12–84 mo
Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.
Harmoney Personal Loan

Harmoney Personal Loan

Harmoney

  • Amount A$2k–A$70k
  • Type personal
  • Term 24–84 mo
Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.
ING Personal Loan

ING Personal Loan

ING

  • Amount A$5k–A$60k
  • Type personal
  • Term 12–84 mo
The ING Personal Loan offers competitive fixed rates starting at 6.19% p.a., making it suitable for those looking for predictable repayments. However, applicants with lower credit scores may face higher rates.
NAB Personal Loan

NAB Personal Loan

NAB

  • Amount A$5k–A$55k
  • Type personal
  • Term 12–84 mo
The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.