Blog

Zopa Personal Loan

Zopa

• Amount £1k–£35k
• Type personal
• Term 12–60 mo

Excellent user experience and transparent eligibility checker. Rates can be very competitive for good credit scores but balloon for weaker profiles.

Bamboo Personal Loan

Bamboo

• Amount £1k–£8k
• Type personal
• Term 12–60 mo

A genuine option for people with impaired credit who can't get approved elsewhere. Rates are higher, but that's the trade-off.

Nationwide Personal Loan

Nationwide

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.

Barclays Personal Loan

Barclays

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.

Lending Stream Short-Term Loan

Lending Stream

• Amount £50–£1.5k
• Type personal
• Term 3–6 mo

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.