{"id":3911,"date":"2025-05-02T16:47:06","date_gmt":"2025-05-02T16:47:06","guid":{"rendered":"https:\/\/smartsightings.com\/?p=3911"},"modified":"2025-08-21T13:16:37","modified_gmt":"2025-08-21T13:16:37","slug":"rec-carta-bnl-credit-plus","status":"publish","type":"post","link":"https:\/\/smartsightings.com\/de\/rec-carta-bnl-credit-plus\/","title":{"rendered":"SST rec: BNL Credit Plus carta di credito"},"content":{"rendered":"<!--landing--><div class=\"wp-block-lazyblock-landing-page-variant lazyblock-landing-page-variant-Z7mBDd\"><div id=\"landing\" style=\"\" class=\"mb-40\">\n  <section class=\"text-gray-600 body-font border-gray-200 sm:border-0\">\n    <div style=\"max-width: 850px;\" class=\"sm:pt-6 mx-auto block\">\n      <div class=\"text-center py-3 px-5\">\n        <p data-av-subtitle class=\"leading-relaxed sm:w-3\/4 mx-auto mb-0\">\n          Ben\u00f6tigen Sie mehr Flexibilit\u00e4t bei Ihren monatlichen Zahlungen? Erfahren Sie, wie BNL Credit Plus Ihnen helfen kann, Ihr Budget besser zu verwalten.        <\/p>\n      <\/div>\n\n              <section id=\"half\" class=\"text-gray-600 body-font border-gray-200 sm:border-0\">\n          <h4 class=\"pt-3 text-center text-gray-900 text-2xl title-font font-medium px-5 mb-12\">\n            Bis zu 3.000 \u20ac verf\u00fcgbarer Kreditrahmen, immer griffbereit.          <\/h4>\n          <div id=\"si_top_wrapper\" style=\"height:600px;\" align=\"center\" class=\"w-full border-gray-200 border-b mt-8 mb-8 pb-5\">\n    <div align=\"center\" style=\"position: sticky; top: 120px;\" class=\"w-full\">\n                  <p style=\"font-size: 10px;\" class=\"uppercase text-center\">\n            Werbung          <\/p>\n                <div id=\"si_top\" >\n        <\/div>\n    <\/div>\n<\/div>\n          <p class=\"sm:hidden pb-2 text-center sm:text-left leading-relaxed px-5\">\n              Sind Sie es leid, dass Kreditkarten Ihr Leben eher verkomplizieren als vereinfachen? Der Wunsch nach einem zuverl\u00e4ssigen Zahlungsmittel mit transparenten Kosten und einfacher Verwaltung ist absolut berechtigt. Entdecken Sie die Vorteile, Konditionen und f\u00fcr wen es sich am besten eignet: Klicken Sie unten, um unseren vollst\u00e4ndigen Testbericht zu lesen.          <\/p>\n          \n          <div class=\"sm:hidden sm:px-0 py-6 mx-auto px-5\">\n            <div class=\"w-full mx-auto flex flex-wrap\">\n                              <a class=\"mx-auto block\" href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\" data-analytics-label=\"landingPageImage\" data-action=\"analytics#trackCTA\">\n                  <img decoding=\"async\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" class=\"w-full h-64 object-cover object-center rounded border-gray-100 border-2\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2024\/12\/BNL-Prestito-Personale-in-Novo-3.jpg\">\n                <\/a>\n                                          <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n                                  <div class=\"flex\">\n                    <a class=\"flex text-white no-underline mt-10 m-auto sm:mr-0 sm:ml-auto\" href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"landingPageFirstButton\" data-action=\"analytics#trackCTA\">\n                      <button id=\"landing-first\" class=\"text-white flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-8 text-lg focus:outline-none rounded\">\n                        ERFAHREN SIE MEHR UND BEWERBEN SIE SICH JETZT                      <\/button>\n                    <\/a>\n                  <\/div>\n                                      <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n                      Sie bleiben auf derselben Website                    <\/p>\n                                                                <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"mt-10 h-1 bg-gray-200 rounded overflow-hidden sm:hidden mx-5\">\n            <div class=\"w-24 h-full\"><\/div>\n          <\/div>\n          <div class=\"hidden sm:block sm:px-0 py-6 mx-auto px-5\">\n            <div class=\"w-full py-3 mx-auto flex flex-wrap\">\n                              <img decoding=\"async\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" class=\"lg:w-2\/5 w-full h-64 object-cover object-center rounded border-gray-100 border-2\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2024\/12\/BNL-Prestito-Personale-in-Novo-3.jpg\">\n                            \n              <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n                \n                \n                <p class=\"py-2 text-center sm:text-left leading-relaxed\">\n                  Sind Sie es leid, dass Kreditkarten Ihr Leben eher verkomplizieren als vereinfachen? Der Wunsch nach einem zuverl\u00e4ssigen Zahlungsmittel mit transparenten Kosten und einfacher Verwaltung ist absolut berechtigt. Entdecken Sie die Vorteile, Konditionen und f\u00fcr wen es sich am besten eignet: Klicken Sie unten, um unseren vollst\u00e4ndigen Testbericht zu lesen.                <\/p>\n                <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n                <\/div>\n                                  <div class=\"flex\">\n                    <a class=\"flex text-white no-underline mt-10 m-auto sm:mr-0 sm:ml-auto\" href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"landingPageFirstButton\" data-action=\"analytics#trackCTA\">\n                      <button id=\"landing-first\" class=\"text-white flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-8 text-lg focus:outline-none rounded\">\n                        ERFAHREN SIE MEHR UND BEWERBEN SIE SICH JETZT                      <\/button>\n                    <\/a>\n                  <\/div>\n                                      <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n                      Sie bleiben auf derselben Website                    <\/p>\n                                                                <\/div>\n            <\/div>\n          <\/div>\n        <\/section>\n      \n      <p class=\"text-center leading-relaxed sm:w-3\/4 mx-auto my-10 px-5\">\n        Wenn Ihre alte Kreditkarte Ihnen keine Vorteile bot, ist es an der Zeit, die Kreditkarten von BNL zu entdecken:      <\/p>\n            <div class=\"flex flex-wrap sm:w-full sm:mx-auto sm:mb-2 px-5\">\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Keine Jahresgeb\u00fchren, Einsparungen ohne versteckte Kosten            <\/span>\n          <\/div>\n        <\/div>\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Schnelle Anfrage und komplett online abgewickelte Verwaltung            <\/span>\n          <\/div>\n        <\/div>\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Wird in Italien und im Ausland problemlos akzeptiert            <\/span>\n          <\/div>\n        <\/div>\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Volle Kostenkontrolle per App oder Web            <\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      \n              <div class=\"mx-5\" data-anchor-target=\"lazyBlock\">\n          <a class=\"text-white no-underline\"  href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\" data-analytics-label=\"landingPageSecondButton\" data-action=\"analytics#trackCTA\">\n            <button id=\"landing-second\" class=\"flex mx-auto mt-16 border-0 py-2 px-8 focus:outline-none rounded text-lg\">\n              ERFAHREN SIE MEHR UND BEWERBEN SIE SICH JETZT            <\/button>\n          <\/a>\n        <\/div>\n                          <p class=\"text-xs text-gray-500 mt-3 text-center\">\n            Sie bleiben auf derselben Website          <\/p>\n                        <\/div>\n  <\/section>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"w-full justify-self-start flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"mx-2 h-1\/2\">\n            <p class=\"px-5 text-center pt-3 text-xs\">\n              Bis zu 3.000 \u20ac verf\u00fcgbarer Kreditrahmen, immer griffbereit.            <\/p>\n          <\/div>\n          <div class=\"mx-2 mt-1 bottom-0 h-1\/2\">\n            <a class=\"w-full m-auto\" href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n              <button class=\"flex m-auto border-0 py-2 px-6 focus:outline-none rounded text-center text-sm\">\n                Mehr lesen              <\/button>\n            <\/a>\n            <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n              Sie bleiben auf derselben Website  \n            <\/p>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n\n  <link rel=\"prefetch\" href=\"https:\/\/smartsightings.com\/it-carta-bnl-credit-plus\/\">\n  <link rel=\"prerender\" href=\"https:\/\/smartsightings.com\/it-carta-bnl-credit-plus\/\">\n\n  <link rel=\"prefetch\" href=\"\">\n  <link rel=\"prerender\" href=\"\">\n\n  <div style=\"margin-top: 100px;\">\n     <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; import { Typos } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/typos.js\"; import { phoneNumberMask, writeEmailOptions } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/commons.js\"; let Stimulus = Application.start(); Stimulus.register(\"quiz\", class extends Controller { static get targets() { return [ \"quiz\", \"body\", \"block\", \"footer\", \"pane\", \"email\", \"name\", \"phone\", \"phoneField\", \"checkbox\", \"overlay\", \"submit\", \"unloader\", \"loader\", \"tooltip\", \"tip\", \"emailOptions\", \"formBox\", \"formData\", \"formMessage\", \"formBoxBackGround\", \"formTitle\", \"soi\", \"successMessage\", \"emailDiv\", \"phoneDiv\", \"nameDiv\", \"soiDiv\", \"skipper\", \"trigger\", \"link\", \"cta\", \"footnote\" ] } static get values() { return { showhighlight: Boolean }; } replaceAll(string, search, replace) { return string.split(search).join(replace); } initialize() { this.index = 0; this.formViews = 0; this.mode = 'email'; this.showContentForm = this.getViewEmailForm() || this.getViewPhoneForm() || this.getViewPushForm(); if (this.showContentForm) { this.showedHighlight = false; this.inProcessAnimate = false; } this.conditions = []; this.country = \"\"; this.phoneMaskOptions = { 'br': {\"areaCod\": \"+55\", \"areaCodSpace\": 2, \"dddSpace\": 2, \"prefixoSpace\": 4, \"prefixoSpace2\": 5, \"sufixoSpace\": 4, \"placeHolder\": \"(XX) XXXX-XXXX\" }, 'us': {\"areaCod\": \"+1\", \"areaCodSpace\": 1, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"(XXX) XXX-XXXX\" }, 'ca': {\"areaCod\": \"+1\", \"areaCodSpace\": 1, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"(XXX) XXX-XXXX\" }, 'pt': {\"areaCod\": \"+351\", \"areaCodSpace\": 3, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 2, \"placeHolder\": \"XXX XXX XXX\" }, 'es': {\"areaCod\": \"+34\", \"areaCodSpace\": 2, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 2, \"placeHolder\": \"XXX XXX XXX\" }, 'mx': {\"areaCod\": \"+52\", \"areaCodSpace\": 2, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"XXX XXX XXXX\" }, 'ar': {\"areaCod\": \"+54\", \"areaCodSpace\": 2, \"dddSpace\": 2, \"prefixoSpace\": 4, \"sufixoSpace\": 4, \"placeHolder\": \"(XX) XXXX-XXXX\" }, 'co': {\"areaCod\": \"+57\", \"areaCodSpace\": 2, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"XXX XXX XXXX\" }, 'za': {\"areaCod\": \"+27\", \"areaCodSpace\": 2, \"dddSpace\": 2, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"(XX) XXX-XXXX\" }, 'de': {\"areaCod\": \"+49\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" }, 'fr': {\"areaCod\": \"+33\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" }, 'gb': {\"areaCod\": \"+44\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" }, 'it': {\"areaCod\": \"+39\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" } }; this.phoneMaskOption = (this.country in this.phoneMaskOptions) ? this.phoneMaskOptions[this.country] : this.phoneMaskOptions['br']; this.phoneTarget.placeholder = this.phoneMaskOption.placeHolder; this.searchParams = new URLSearchParams(window.location.search); this.quiz = this.replaceAll(window.location.pathname, '\/', ''); this.slug = this.quiz.split('-').slice(0, this.quiz.split('-').length - 1).join(''); this.hostname = \"smartsightings.com\"; let splitOptions = ['a', 'b', 'c', 'd']; this.splitTag = splitOptions[Math.floor(Math.random() * splitOptions.length)]; this.tags = 'quiz='+this.quiz+',host='+this.hostname+',slug='+this.slug+',split='+this.splitTag; if (this.country !== '') { this.tags += `,country=${this.country}`; } this.autocompleted = false; this.emsAccounts = [\n          {\n              'weight': 1.0,\n              'name': '',\n              'list': 1\n          }\n      ]; this.addPhone = true;; this.showForm = false;; this.skipForm = true;; this.showFormFirst = false;; this.triggerInterstitial = false;; this.exitIntent = \"\"; this.paneTargetsLength = this.paneTargets.length; if (!this.getViewEmailForm() && !this.getViewPhoneForm() && this.showFormFirst && this.paneTargetsLength > 1) { this.skip(); } if (!this.getViewAnyForm() && this.showFormFirst && this.paneTargetsLength > 1) { this.skip(); } if (!this.getViewEmailForm() && !this.getViewPhoneForm() && !this.showFormFirst) { this.paneTargetsLength = this.skipForm ? this.paneTargetsLength : this.paneTargetsLength - 1; this.skipForm = true; } if (!this.getViewAnyForm() && !this.showFormFirst) { this.paneTargetsLength = this.skipForm ? this.paneTargetsLength : this.paneTargetsLength - 1; this.skipForm = true; } this.typos = Typos; for (var paramKey of this.searchParams.keys()) { this.tags += paramKey.includes('utm_') ? `,${paramKey}=${this.searchParams.get(paramKey)}` : ''; } if (this.paneTargetsLength === 1 || this.showFormFirst) { this.insertPixels(); this.chooseEmsAccount(); this.chooseConditions(); this.getAnalyticsData(); } !this.skipForm || this.showhighlightValue ? this.manipulateForm() : ''; if (this.showFormFirst) { this.blockTarget.classList.add(\"animate-fade-in\"); this.blockTarget.classList.remove(\"hidden\"); this.enable(); } if (this.exitIntent.includes('http')) { let search = window.location.search; history.replaceState(null, document.title, location.pathname + \"#!\/history\"); history.pushState(null, document.title, location.pathname + search); window.addEventListener(\"popstate\", (function() { window.location.replace(this.exitIntent); }).bind(this), true); } } manipulateForm() {  if (this.getViewEmailForm()) { this.mode = 'email'; !this.addPhone ? this.phoneDivTarget.classList.add(\"hidden\") : ''; } else if (this.getViewPhoneForm()) { this.mode = 'phone'; this.emailDivTarget.classList.add(\"hidden\"); } else if (this.getViewPushForm()) { this.mode = 'push'; this.phoneDivTarget.classList.add(\"hidden\"); this.emailDivTarget.classList.add(\"hidden\"); this.nameDivTarget.classList.add(\"hidden\"); this.soiDivTarget.classList.add(\"hidden\"); this.enable(); }  } connect() { if (this.showhighlightValue && this.showContentForm && this.getFormViews() <= 1) { if (this.emsAccount === \"\") { const endpoint = \"https:\/\/form.smartsightings.com\"; if (endpoint !== \"\") { fetch(endpoint).then(response => response.json()).then(response => { if ('form-title' in response['content']) { this.emsAccounts = response['content']['accounts']; this.chooseEmsAccount(); this.country = response['content']['country'].toLowerCase(); this.tags += `,country=${this.country}`; this.phoneMaskOption = (this.country in this.phoneMaskOptions) ? this.phoneMaskOptions[this.country] : this.phoneMaskOptions['br']; this.phoneTarget.placeholder = this.phoneMaskOption.placeHolder; this.formTitleTarget.innerHTML = response['content']['form-title']; this.soiTarget.innerHTML = response['content']['soi']; this.submitTarget.innerHTML = response['content']['cta']; this.successMessageTarget.innerHTML = response['content']['success-message']; this.quizTarget.classList.remove('hidden'); this.observerScrollEmailForm(); this.formMessageTarget.style.height = this.paneTarget.offsetHeight + 'px'; this.formMessageTarget.children[0].style.marginTop = 0.4 * this.paneTarget.offsetHeight + 'px'; if (false && 'success-cta' in response['content'] && 'link' in response['content']) { this.linkTarget.classList.remove('hidden'); this.linkTarget.setAttribute('href', response['content']['link']); this.linkTarget.setAttribute('data-href', 'secondary_link' in response['content'] ? response['content']['secondary_link'] : response['content']['link']); this.ctaTarget.innerHTML = response['content']['success-cta']; if (!response['content']['link'].includes('\/\/smartsightings.com')) { this.footnoteTarget.classList.remove('hidden'); } this.formMessageTarget.children[0].style.marginTop = 0.25 * this.paneTarget.offsetHeight + 'px'; waitFor(_ => (document.cookie.includes(\"avInterstitialViewed=true\"))) .then(_ => { [this.linkTarget].forEach(linkTarget => { if (linkTarget.getAttribute('href') !== linkTarget.getAttribute('data-href')) { linkTarget.setAttribute('href', linkTarget.getAttribute('data-href')); if (!linkTarget.getAttribute('data-href').includes(\"smartsightings.com\")) { linkTarget.setAttribute('rel', 'nofollow'); } if (!linkTarget.getAttribute('data-href').includes('\/\/smartsightings.com')) { this.footnoteTarget.classList.remove('hidden'); } } linkTarget.removeAttribute('data-href'); }) }); } if (typeof window.wildcardController === 'object') { window.wildcardController.replaceWildcards(); } }; }).catch((error) => { console.error('Error:', error); }); } } else { this.quizTarget.classList.remove('hidden'); this.observerScrollEmailForm(); this.formMessageTarget.style.height = this.paneTarget.offsetHeight + 'px'; this.formMessageTarget.children[0].style.marginTop = 0.4 * this.paneTarget.offsetHeight + 'px'; } } } readTextFile(file, callback) { var rawFile = new XMLHttpRequest(); rawFile.overrideMimeType(\"application\/json\"); rawFile.open(\"GET\", file, true); rawFile.onreadystatechange = () => { if (rawFile.readyState === 4 && rawFile.status == \"200\") { callback(rawFile.responseText); } }; rawFile.send(null); } next(event) { this.index++; this.showCurrentPane(event); } insertRudderPixel() { if (typeof window.rudderanalytics !== 'object') { var e=window.rudderanalytics=window.rudderanalytics||[]; e.methods=[\"load\",\"page\",\"track\",\"identify\",\"alias\",\"group\",\"ready\",\"reset\",\"getAnonymousId\",\"setAnonymousId\"], e.factory=function(t){ return function(){ var r=Array.prototype.slice.call(arguments); return r.unshift(t), e.push(r),e } }; for(var t=0;t<e.methods.length;t++){ var r=e.methods[t]; e[r]=e.factory(r) } e.loadJS=function(e,t){ var r=document.createElement(\"script\"); r.type=\"text\/javascript\",r.async=!0,r.src=\"https:\/\/cdn.rudderlabs.com\/v2\/rudder-analytics.min.js?transport=beacon\"; var a=document.getElementsByTagName(\"script\")[0];a.parentNode.insertBefore(r,a) }, e.loadJS(), e.load('1qlJXFMeYUmTyucX6KUVQVEjBBM', 'https:\/\/rudder.adtechpanda.com') }; } insertFacebookPixel() { if (typeof window.av?.findTag !== 'undefined') { if (window.av.findTag('fb', '', 'formConversion') !== undefined) return; }  !function(f,b,e,v,n,t,s){ if(f.fbq)return; n=f.fbq=function(){ n.callMethod?n.callMethod.apply(n,arguments):n.queue.push(arguments) }; if(!f._fbq)f._fbq=n; n.push=n; n.loaded=!0; n.version='2.0'; n.queue=[]; t=b.createElement(e); t.async=!0; t.src=v; s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s) }(window, document,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js'); fbq('set', 'autoConfig', false, \"\"); fbq('init', \"\"); fbq('track', 'PageView');   } insertGooglePixel() {  window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);}; gtag('js', new Date()); gtag('config', \"\", {'allow_enhanced_conversions': true}); window.gtag = gtag; let gogleScript = document.createElement(\"script\"); gogleScript.type = \"text\/javascript\"; gogleScript.setAttribute('async', 'async'); gogleScript.src = \"https:\/\/www.googletagmanager.com\/gtag\/js?id=\"; this.quizTarget.appendChild(gogleScript);   } insertTiktokPixel() {  !function (w, d, t) { w.TiktokAnalyticsObject=t;var ttq=w[t]=w[t]||[];ttq.methods=[\"page\",\"track\",\"identify\",\"instances\",\"debug\",\"on\",\"off\",\"once\",\"ready\",\"alias\",\"group\",\"enableCookie\",\"disableCookie\"],ttq.setAndDefer=function(t,e){t[e]=function(){t.push([e].concat(Array.prototype.slice.call(arguments,0)))}};for(var i=0;i<ttq.methods.length;i++)ttq.setAndDefer(ttq,ttq.methods[i]);ttq.instance=function(t){for(var e=ttq._i[t]||[],n=0;n<ttq.methods.length;n++)ttq.setAndDefer(e,ttq.methods[n]);return e},ttq.load=function(e,n){var i=\"https:\/\/analytics.tiktok.com\/i18n\/pixel\/events.js\";ttq._i=ttq._i||{},ttq._i[e]=[],ttq._i[e]._u=i,ttq._t=ttq._t||{},ttq._t[e]=+new Date,ttq._o=ttq._o||{},ttq._o[e]=n||{};var o=document.createElement(\"script\");o.type=\"text\/javascript\",o.async=!0,o.src=i+\"?sdkid=\"+e+\"&#038;lib=\"+t;var a=document.getElementsByTagName(\"script\")[0];a.parentNode.insertBefore(o,a)}; ttq.load(\"\"); ttq.page(); }(window, document, 'ttq');   } insertTaboolaPixel() {  window._tfa = window._tfa || []; window._tfa.push({notify: 'event', name: 'page_view', id: Number(\"\")}); !function (t, f, a, x) { if (!document.getElementById(x)) { t.async = 1;t.src = a;t.id=x;f.parentNode.insertBefore(t, f); } }(document.createElement('script'), document.getElementsByTagName('script')[0], \"\/\/cdn.taboola.com\/libtrc\/unip\/\/tfa.js\", 'tb_tfa_script');   } insertMedianetPixel() {  !function(a, b, c, d, e, f, g) {if(a.ctrk)return;e=a.ctrk=function(){e.runner? e.runner.apply(e,arguments):e.q.push(arguments)}; e.q=[];f=b.createElement(c);f.async=true; f.src=d+'?d='+a.location.hostname;g=b.getElementsByTagName(c)[0]; g.parentNode.insertBefore(f,g);} (window, document,'script','https:\/\/c.pm-srv.co\/v1\/analytics.js'); ctrk('boot', \"\"); ctrk('record', 'page-land', {dnt: false});   } insertPixels() { this.insertRudderPixel(); this.insertFacebookPixel(); this.insertGooglePixel();    } chooseFrom(weights, results) { let num = Math.random(); let s = 0; let lastIndex = weights.length - 1; for (var i = 0; i < lastIndex; ++i) { s += weights[i]; if (num < s) { return results[i]; } } return results[lastIndex]; } chooseEmsAccount() { let emsAccount = this.chooseFrom( this.emsAccounts.map(account => account['weight']), this.emsAccounts ); this.emsAccount = emsAccount['name']; this.emsList = emsAccount['list']; }; prefetchLandingPages() { let link = document.createElement('link'); \/*let fbclid = this.searchParams.get('fbclid') ? '?fbclid=' + this.searchParams.get('fbclid') : ''; let gclid = this.searchParams.get('gclid') ? '?gclid=' + this.searchParams.get('gclid') : '';*\/ for (const condition of this.conditions) { let landingUrl = new URL(condition['link']); let landingPathname = landingUrl.pathname.split('\/').filter(elem => elem).join('-'); let conditionLink = `${condition['link']}`; if (!landingUrl.search) { conditionLink += window.location.search; } if (document.location.pathname[0] === '\/' && document.location.pathname[3] === '\/' && !conditionLink.includes(document.location.pathname.substr(0,3)) && !conditionLink.includes('app.')) { conditionLink = conditionLink.replace(document.location.hostname, document.location.hostname + document.location.pathname.substr(0,3)); } link = document.createElement('link'); link.rel = 'prefetch'; link.href = conditionLink; this.quizTarget.appendChild(link); link = document.createElement('link'); link.rel = 'prerender'; link.href = conditionLink; this.quizTarget.appendChild(link); } } chooseConditions() { this.conditions = []; if (typeof window.wildcardController !== 'undefined') { this.conditions = this.conditions.map(condition => ({ 'answers': condition['answers'], 'link': window.wildcardController.replace( this.chooseFrom( Object.values(condition['links']), Object.keys(condition['links']) ) ) })); } else { this.conditions = this.conditions.map(condition => ({ 'answers': condition['answers'], 'link': this.chooseFrom( Object.values(condition['links']), Object.keys(condition['links']) ) })); } this.prefetchLandingPages(); } showCurrentPane(event) { if (this.skipForm && event?.target !== undefined) { this.tags += `,answer=${event.target.innerText}`; } if (this.showFormFirst && this.index > 1 && event?.target !== undefined) { this.tags += `,answer=${event.target.innerText}`; } if (!this.showFormFirst && this.index <= this.paneTargetsLength - 1) { this.tags += `,answer=${event.target.innerText}`; } if (this.index > this.paneTargetsLength - 1) { this.submit(event); } else { this.paneTargets.forEach((element, index) => { if (index != this.index) { element.classList.add(\"hidden\"); } else { element.classList.remove(\"hidden\"); } }) } if (!this.showFormFirst && this.index === 1 && this.paneTargetsLength > 1) { this.insertPixels(); this.chooseEmsAccount(); this.chooseConditions(); this.getAnalyticsData(); } if (this.showFormFirst && this.index === 1 && this.isValid()) { this.sendForm(false); } if (this.index === this.paneTargetsLength - 1) { this.enable(); } } match(value, regexp) { const validationRegexp = (regexp instanceof RegExp ? regexp : (new RegExp(regexp))); return validationRegexp.test(value); } emptyInput(target) { target.classList.remove('border-red-700'); target.classList.remove('focus:ring-red-200'); target.classList.remove('border-green-700'); target.classList.remove('focus:ring-green-200'); target.classList.add('border-gray-300'); target.classList.add('focus:ring-gray-200'); } goodInput(target) { target.classList.remove('border-red-700'); target.classList.remove('focus:ring-red-200'); target.classList.remove('border-gray-300'); target.classList.remove('focus:ring-gray-200'); target.classList.add('border-green-700'); target.classList.add('focus:ring-green-200'); } badInput(target) { target.classList.remove('border-green-700'); target.classList.remove('focus:ring-green-200'); target.classList.remove('border-gray-300'); target.classList.remove('focus:ring-gray-200'); target.classList.add('border-red-700'); target.classList.add('focus:ring-red-200'); } checkEmail() { let split = this.emailTarget.value.toLowerCase().split(\"@\"); writeEmailOptions(this.emailTarget.value, this.emailOptionsTarget); let emailDomain = split[split.length - 1]; if (this.emailTarget.value === '' || !this.match(this.emailTarget.value, \/^((([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+(\\.([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+)*)|((\\x22)((((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(([\\x01-\\x08\\x0b\\x0c\\x0e-\\x1f\\x7f]|\\x21|[\\x23-\\x5b]|[\\x5d-\\x7e]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(\\\\([\\x01-\\x09\\x0b\\x0c\\x0d-\\x7f]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF]))))*(((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(\\x22)))@((([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))\\.)+(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))$\/i)) { this.emptyInput(this.emailTarget); this.tooltipTarget.classList.add('hidden'); } else if (emailDomain in this.typos) { this.badInput(this.emailTarget); if (this.typos[emailDomain] !== '') { this.tooltipTarget.classList.remove('hidden'); this.tipTarget.innerHTML = `Meinten Sie ${this.typos[emailDomain]}? Zum Beheben tippen`; } } else { this.goodInput(this.emailTarget); this.tooltipTarget.classList.add('hidden'); } } fixEmail() { let split = this.emailTarget.value.toLowerCase().split(\"@\"); let emailDomain = split[split.length - 1]; this.emailTarget.value = this.emailTarget.value.replace(emailDomain, this.typos[emailDomain]); this.checkEmail(); this.enable(); } checkName() { if (this.nameTarget.value === '') { this.emptyInput(this.nameTarget); } else { this.goodInput(this.nameTarget); } } checkPhone() { if (this.phoneTarget.value != \"\") { this.phoneTarget.value = phoneNumberMask(this.phoneTarget.value, this.phoneMaskOption); } } autocomplete() { if (!this.autocompleted && this.emailTarget.value.endsWith('@g')) { this.emailTarget.value += 'mail.com'; this.autocompleted = true; } } isValid() { if (document.getElementById('doubleoptin') !== null) { return document.getElementById('optin').checked && document.getElementById('doubleoptin').checked; } if (this.mode === 'phone' && this.showhighlightValue) { return ( this.getPhoneNumberAreaCod().length > 5 && this.nameTarget.value !== '' && this.checkboxTarget.checked ); } if (this.mode === 'phone' && this.phoneTarget.value === '') { return true; } if (this.mode === 'email' && this.emailTarget.value === '' && !this.showhighlightValue) { return true; } if (this.mode === 'phone') { return ( this.getPhoneNumberAreaCod().length > 5 && this.nameTarget.value !== '' && this.checkboxTarget.checked ); } if (this.mode === 'push') { return true; } let split = this.emailTarget.value.toLowerCase().split(\"@\"); let emailDomain = split[split.length - 1]; if (this.mode === 'email' && this.emailTarget.value !== '' && !this.showhighlightValue) { if (!this.match(this.emailTarget.value, \/^((([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+(\\.([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+)*)|((\\x22)((((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(([\\x01-\\x08\\x0b\\x0c\\x0e-\\x1f\\x7f]|\\x21|[\\x23-\\x5b]|[\\x5d-\\x7e]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(\\\\([\\x01-\\x09\\x0b\\x0c\\x0d-\\x7f]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF]))))*(((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(\\x22)))@((([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))\\.)+(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))$\/i) || emailDomain in this.typos) { return true; } } return ( this.emailTarget.value !== '' && this.nameTarget.value !== '' && this.checkboxTarget.checked && this.match( this.emailTarget.value, \/^((([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+(\\.([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+)*)|((\\x22)((((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(([\\x01-\\x08\\x0b\\x0c\\x0e-\\x1f\\x7f]|\\x21|[\\x23-\\x5b]|[\\x5d-\\x7e]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(\\\\([\\x01-\\x09\\x0b\\x0c\\x0d-\\x7f]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF]))))*(((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(\\x22)))@((([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))\\.)+(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))$\/i ) && !(emailDomain in this.typos) ); } enable() { this.submitTarget.disabled = !this.isValid(); } identify() { if (typeof window.rudderanalytics === 'object') { window.rudderanalytics.identify( this.emailTarget.value.toLowerCase(), { email: this.emailTarget.value.toLowerCase(), name: this.nameTarget.value, ip: this.cf?.analyticsIp || '', host: this.hostname, quiz: this.quiz, country: this.country, answers: this.tags, utm_source: this.searchParams.get('utm_source') || localStorage.getItem('analytics_utm_source'), utm_medium: this.searchParams.get('utm_medium') || localStorage.getItem('analytics_utm_medium'), utm_campaign: this.searchParams.get('utm_campaign') || localStorage.getItem('analytics_utm_campaign'), utm_content: this.searchParams.get('utm_content') || localStorage.getItem('analytics_utm_content'), utm_term: this.searchParams.get('utm_term') || localStorage.getItem('analytics_utm_term'), fbclid: this.searchParams.get('fbclid') || localStorage.getItem('avFbclid'), gclid: this.searchParams.get('gclid') || localStorage.getItem('avGclid'), fb_pixel: '', aw_pixel: '', ems_account: this.emsAccount, domain: window.location.host, ems_list: String(this.emsList), phone: this.getPhoneNumberAreaCod(), cf_city: this.cf?.analyticsCity || '', cf_country: this.cf?.analyticsCountry || '', cf_region: this.cf?.analyticsRegion || '', cf_regionCode: this.cf?.analyticsCode || '' } ); if (window.complianceFlags && window.complianceFlags['necessary']) { fetch('https:\/\/id.adtechpanda.com\/new', { method: 'POST', body: JSON.stringify({ email: this.emailTarget.value.toLowerCase() }), headers: {'accept': 'application\/json'}, mode: 'no-cors' } ).then(response => { }).catch(error => { }); } } } trackFacebookPixel() { if (typeof window.av?.findTag !== 'undefined') { if (window.av.findTag('fb', '', 'formConversion') !== undefined) { window.av.triggerTags('formConversion', { email: this.emailTarget.value.toLowerCase(), firstName: this.nameTarget.value.split(' ')[0], lastName: this.nameTarget.value.split(' ').slice(1).join(' '), phoneNumber: this.getPhoneNumberAreaCod().replace('+', '') }, ['fb']); return; }; } if (typeof window.fbq === 'function') { window.fbq('track', 'Lead', {tags: this.tags}); }; } track() {  if (document.cookie.includes(\"quizLeadEvent=true\")) { return true; } this.setCookie(\"quizLeadEvent\", \"true\", 1\/192); this.trackFacebookPixel(); if (typeof window.gtag === 'function') { window.gtag('set', 'user_data', { \"email\": this.emailTarget.value.toLowerCase(), \"phone_number\": this.getPhoneNumberAreaCod() }); window.gtag('event', 'conversion', {'send_to': ``}); }; if (typeof window.ttq === 'object') { window.ttq.track('SubmitForm'); }; if (typeof window._tfa === 'object') { window._tfa.push({notify: 'event', name: 'lead', id: Number(\"\")}); }; if (typeof window.ctrk === 'function') { window.ctrk('record', 'Lead', { dnt: false }); };   } chooseLandingPage() { for (let condition of this.conditions) { if (condition['answers'].every( answer => this.replaceAll(this.replaceAll(this.tags, '\u2013', '-'), ' ', '').includes(this.replaceAll(this.replaceAll(answer, '\u2013', '-'), ' ', '')) )) { this.landingPage = condition['link']; this.landingUrl = new URL(this.landingPage); this.landingPathname = this.landingUrl.pathname.split('\/').filter(elem => elem).join('-'); break; }; }; if (typeof this.landingPage === 'undefined' && document.location.pathname[0] === '\/' && document.location.pathname[3] !== '\/') { this.landingPage = this.conditions[0]['link']; this.landingUrl = new URL(this.landingPage); this.landingPathname = this.landingUrl.pathname.split('\/').filter(elem => elem).join('-'); } if (typeof this.landingPage === 'undefined' && document.location.pathname[0] === '\/' && document.location.pathname[3] === '\/') { this.landingPage = !this.conditions[0]['link'].includes(document.location.pathname.substr(0,3)) && !this.conditions[0]['link'].includes('app.') ? this.conditions[0]['link'].replace(document.location.hostname, document.location.hostname + document.location.pathname.substr(0,3)) : this.conditions[0]['link']; this.landingUrl = new URL(this.landingPage); this.landingPathname = this.landingUrl.pathname.split('\/').filter(elem => elem).join('-'); } } redirect() { \/*let fbclid = this.searchParams.get('fbclid') ? '?fbclid=' + this.searchParams.get('fbclid') : ''; let gclid = this.searchParams.get('gclid') ? 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data-controller=\"quiz\" data-quiz-target=\"quiz\" data-quiz-showhighlight-value=\"true\" class=\"hidden sm:hidden   py-5 my-10 shadow-lg\">    \n  <div class=\"w-full p-2 md:p-4\" data-quiz-target=\"formBox\" style=\"z-index: 10;\">\n        <div class=\"flex flex-col rounded-lg p-4 w-full my-4 border bg-white shadow-lg\">\n      <div data-quiz-target=\"formData pane\" class=\"flex flex-col\">      \n        <h2 data-quiz-target=\"formTitle\" class=\"text-gray-900 text-base font-medium title-font mb-5 text-center\">\n                  <\/h2>\n        <div data-quiz-target=\"emailDiv\" class=\"text-left relative mb-4\">\n          <label for=\"email\" class=\"px-2 leading-7 text-sm text-gray-600 text-left\">\n            E-Mail          <\/label>\n          <div data-quiz-target=\"tooltip\" style=\"top: 0px; right: 0px;\" class=\"hidden absolute mx-2\">\n            <button data-action=\"quiz#fixEmail\" class=\"bg-black text-white text-xs rounded py-1 px-4 right-0 bottom-full\">\n      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focus:border-gray-500 focus:ring-2 focus:ring-gray-200 text-base outline-none text-gray-700 py-1 px-3 leading-8 transition-colors duration-200 ease-in-out\">\n        <\/div>\n        \n        <div data-quiz-target=\"soiDiv\" class=\"text-left relative mb-4 flex justify-start items-center\">\n          <input data-quiz-target=\"checkbox\" data-action=\"quiz#enable\" type=\"checkbox\" id=\"optin\" style=\"min-width: 25px;\" class=\"w-4 h-4 transition duration-300 rounded focus:ring-2 focus:ring-offset-0 focus:outline-none focus:ring-green-200\" \/>\n          <label data-quiz-target=\"soi\" for=\"optin\" class=\"ml-3 text-sm text-gray-600 text-left\">\n                      <\/label>\n        <\/div>\n                \n        <button aria-label=\"\" disabled data-quiz-target=\"submit\" data-action='quiz#submitEmailForm analytics#trackEmailForm' data-analytics-label=\"submitButton\" class=\"border-0 py-3 px-8 focus:outline-none rounded-lg text-lg disabled:opacity-50 block shadow-lg\">\n                  <\/button>\n      <\/div>\n      <div data-quiz-target=\"formMessage\" class=\"hidden\">\n        <div data-quiz-target=\"successMessage\" class=\"w-full  px-4 py-3 rounded relative text-center\">\n                  <\/div>\n        <p style=\"font-size: 10px;\" data-quiz-target=\"footnote\" class=\"hidden mb-4 text-xs mt-3 text-center sm:text-right\">\n          Sie werden auf eine andere Website weitergeleitet        <\/p>\n      <\/div>\n    <\/div>\n  <\/div> \n    <div data-quiz-target=\"formBoxBackGround\" class=\"dark-background hidden\" style=\"z-index: 0;\"><\/div> \n<\/div>  <\/div>\n\n<\/div>\n\n<\/div><!--landing--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\" id=\"h-una-scelta-consapevole-la-storia-di-silvia-e-il-suo-equilibrio-finanziario\"><em>Eine bewusste Entscheidung: Silvias Geschichte und ihr finanzielles Gleichgewicht<\/em><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"533\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3912\" srcset=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus.jpg 800w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus-300x200.jpg 300w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus-768x512.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Silvia ist 26 Jahre alt, lebt in Bologna und arbeitet als <strong>freiberuflicher Social-Media-Manager<\/strong>Monatlich koordiniert sie Kampagnen, Redaktionspl\u00e4ne und Berichte f\u00fcr kleine lokale Unternehmen \u2013 Bars, L\u00e4den, Startups. Die Arbeit macht ihr Spa\u00df und gibt ihr ein Gef\u00fchl der Freiheit, doch eine Sache l\u00e4sst sie nie ganz zur Ruhe kommen: <strong>Die Vertr\u00e4ge sind kurzfristig, die Zahlungen oft gestaffelt, und das Einkommen ist von Monat zu Monat nie gleich.<\/strong>.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Silvia lernte, ihren Haushalt sorgf\u00e4ltig und diszipliniert zu verwalten. Aber wann immer sie wollte <strong>Investieren Sie in neue Software, melden Sie sich f\u00fcr einen Kurs an oder kaufen Sie einfach etwas in Raten.<\/strong>Da kam der Zweifel auf: \u201eWas, wenn das Einkommen n\u00e4chsten Monat geringer ausf\u00e4llt als erwartet?\u201c Aus diesem Grund begann er zu suchen <strong>eine L\u00f6sung, die ihnen Flexibilit\u00e4t und Prognosef\u00e4higkeit bot<\/strong>, ohne die Kontrolle zu gef\u00e4hrden, die er sich m\u00fchsam \u00fcber seine Finanzen erarbeitet hatte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Nach einiger Recherche stie\u00df sie auf die <strong>BNL Credit Plus<\/strong>Er w\u00e4hlte es nicht, weil er in Schwierigkeiten war, sondern weil er verstand, dass <strong>Ein gutes Kreditinstrument kann ein strategischer Verb\u00fcndeter sein.<\/strong> F\u00fcr alle, die von schwankendem Einkommen leben und klar planen m\u00f6chten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<blockquote class=\"wp-block-quote\"><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\"><em><strong>\u201eIch brauchte kein \u201amehr Geld\u2018. Ich brauchte Gewissheit. Ich wollte wissen, dass ich meine Projekte auch dann fortsetzen kann, wenn ein Kunde die Zahlung verz\u00f6gert.\u201c<\/strong><\/em> \u2013 sagt Silvia.<\/p>\n<\/div><\/blockquote>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Was hat dir gefallen?<\/strong><br>\u2714\ufe0f Feste monatliche Zahlungen \u2013 keine \u00dcberraschungen oder Stress.<br>\u2714\ufe0f Sie k\u00f6nnen das Guthaben auch verwenden, um Geld auf Ihr Konto zu \u00fcberweisen.<br>\u2714\ufe0f Vollst\u00e4ndiges App-Management und SMS-Benachrichtigungen in Echtzeit.<br>\u2714\ufe0f Keine Jahresgeb\u00fchr.<br>\u2714\ufe0f \u00dcberall akzeptiert, auch f\u00fcr Online-Eink\u00e4ufe oder Arbeitsmittel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Und die Nachteile?<\/strong><br>\u2757 Der effektive Jahreszins und der effektive Jahreszins sind h\u00f6her als bei einer herk\u00f6mmlichen Kreditkarte \u2013 daher hat Silvia beschlossen, sie verantwortungsbewusst und nur f\u00fcr sinnvolle Ausgaben zu nutzen.<br>\u2757 Es ist nicht f\u00fcr gro\u00dfe oder langfristige Schulden gedacht.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Heute nutzt Silvia BNL Credit Plus. <strong>als kluge Sicherheitsmarge<\/strong>: T\u00e4tigt professionelle Eink\u00e4ufe mit einem guten Gef\u00fchl, wei\u00df genau, wie viel er jeden Monat bezahlen wird und kann in seine Zukunft investieren, selbst wenn sein Einkommen schwankt.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Und Sie? Haben Sie ein unregelm\u00e4\u00dfiges Einkommen und suchen nach mehr Kontrolle, ohne dabei Ihre Freiheit aufzugeben?<\/strong> Das k\u00f6nnte auch Ihre L\u00f6sung sein.<br><strong>Lesen Sie unseren vollst\u00e4ndigen Testbericht und finden Sie heraus, ob es die richtige Wahl f\u00fcr Sie ist.<\/strong><\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZauGt6\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"BNL Credit Plus: Limit bis zu 3.000 \u20ac\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/12\/BNL-credit-plus-2.jpg\" alt=\"BNL credit plus\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"BNL Credit Plus: Limit bis zu 3.000 \u20ac\">\n            BNL Credit Plus: Limit bis zu 3.000 \u20ac        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            BNL Credit Plus: Die Kreditkarte, die Ihre Treue belohnt. Cashback, exklusive Angebote und sichere Zahlungen. Jetzt beantragen!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Mehr lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/12\/BNL-credit-plus-2.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                BNL Credit Plus: Limit bis zu 3.000 \u20ac              <\/p>\n              <a href=\"https:\/\/smartsightings.com\/de\/it-carta-bnl-credit-plus\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Mehr lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf derselben Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">H\u00e4ufig gestellte Fragen: Hier finden Sie Antworten auf Ihre Fragen zur Kreditkarte.<\/h2>\n<\/div><div class=\"wp-block-lazyblock-accordion lazyblock-accordion-Z2rdK3T\"><div data-controller=\"accordion\" class=\"mx-5 sm:mx-0 rounded mt-10 mb-20\">\n\t<div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"0\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"0\">\n                        Was ist BNL Credit Plus?                    <\/span>\n                    <svg data-accordion-index=\"0\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Es handelt sich um eine Kreditkarte mit festen monatlichen Raten. Sie bietet ein Kreditlimit von bis zu 3.000 \u20ac, keine Jahresgeb\u00fchr und erm\u00f6glicht die digitale Verwaltung. Sie ist ideal f\u00fcr alle, die ihre Ausgaben flexibler gestalten und gleichzeitig die Kontrolle \u00fcber ihr Budget behalten m\u00f6chten.\n\n\n                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"1\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"1\">\n                        F\u00fcr wen ist BNL Credit Plus geeignet?                    <\/span>\n                    <svg data-accordion-index=\"1\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Es eignet sich besonders f\u00fcr Freiberufler, Selbstst\u00e4ndige oder Personen mit schwankendem Einkommen, die eine Kreditreserve mit regelm\u00e4\u00dfigen Zahlungen w\u00fcnschen. So k\u00f6nnen Sie Ihre Ausgaben beruhigt planen, ohne sich mit unvorhersehbaren Monatsraten oder variablen Zinss\u00e4tzen auseinandersetzen zu m\u00fcssen.\n\n\n                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"2\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"2\">\n                        Muss ich BNL-Kunde sein, um dies zu beantragen?                    <\/span>\n                    <svg data-accordion-index=\"2\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Es ist zwar nicht zwingend erforderlich, aber ein Girokonto bei der BNL erleichtert die Aktivierung und Verwaltung des Produkts. Au\u00dferdem erm\u00f6glicht es einen direkteren Zugriff auf Zusatzfunktionen, wie beispielsweise die \u00dcberweisung von Ihrem Kreditlimit auf Ihr Bankkonto.\n\n                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"3\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"3\">\n                        Kann ich damit Geld abheben oder \u00fcberweisen?                    <\/span>\n                    <svg data-accordion-index=\"3\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Ja. Mit der Funktion \u201eGeld auf dem Konto\u201c k\u00f6nnen Sie einen Teil Ihres verf\u00fcgbaren Guthabens direkt auf Ihr Konto \u00fcberweisen. Dies ist eine praktische L\u00f6sung zur Deckung unerwarteter oder dringender Ausgaben. Beachten Sie jedoch die jeweiligen Kosten und Bedingungen.\n\n                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"4\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"4\">\n                        Woran erkenne ich, ob dies das richtige Produkt f\u00fcr mich ist?                    <\/span>\n                    <svg data-accordion-index=\"4\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        \u00dcberlegen Sie, wie regelm\u00e4\u00dfig Ihr Einkommen ist und ob Sie feste Zahlungen gegen\u00fcber monatlichen Raten bevorzugen. Wenn Sie flexibel sein m\u00f6chten, aber Ihre Ausgaben diszipliniert im Griff haben, k\u00f6nnte dies eine ausgewogene und vorteilhafte Wahl sein.\n\n                    <\/p>\n                <\/div>\n            <\/div>\n        \t<\/div>\n<\/div><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Kreditkarten: N\u00fctzliches Werkzeug oder leichtfertiges Risiko?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Der Besitz einer Kreditkarte kann bieten <strong>gro\u00dfe Vorteile<\/strong>, aber nur bei bewusster Anwendung. Zu den Hauptvorteilen geh\u00f6rt die <strong>Zahlungsflexibilit\u00e4t<\/strong>, wodurch Sie unerwartete Ausgaben bew\u00e4ltigen oder gr\u00f6\u00dfere Anschaffungen t\u00e4tigen k\u00f6nnen, indem Sie die Zahlung auf mehrere Tage verteilen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dar\u00fcber hinaus bieten viele Karten <strong>Sicherheit bei Online-Transaktionen<\/strong>, Treueprogramme, Kaufversicherung und spezielle Unterst\u00fctzungsdienste.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Es gibt jedoch auch einige Aspekte, die sorgf\u00e4ltig beachtet werden sollten. <strong>Hohe Zinss\u00e4tze<\/strong>Die M\u00f6glichkeit, Schulden anzuh\u00e4ufen und die Kontrolle \u00fcber die Ausgaben zu verlieren, sind reale Risiken f\u00fcr diejenigen, die ihren Kontostand nicht sorgf\u00e4ltig \u00fcberwachen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Die Verwendung einer Kreditkarte erfordert <strong>Disziplin<\/strong>Planung und die F\u00e4higkeit zu <strong>umgehend zur\u00fcckzahlen<\/strong> was f\u00e4llig ist, ohne zus\u00e4tzliche Kosten zu verursachen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>F\u00fcr einen verantwortungsvollen Umgang ist Folgendes ratsam:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Nutzen Sie die Karte nur f\u00fcr notwendige oder geplante Ausgaben.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Pr\u00fcfen Sie regelm\u00e4\u00dfig Ihren verf\u00fcgbaren Kontostand.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Legen Sie monatliche Ausgabenbenachrichtigungen oder -limits fest.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Vermeiden Sie es, Kredite zur Deckung bereits bestehender Schulden zu verwenden.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Der Markt bietet heute verschiedene L\u00f6sungen an, die auf unterschiedliche Profile und Bed\u00fcrfnisse zugeschnitten sind. <strong>Kenne deine Optionen gut<\/strong> Das ist der erste Schritt, um die richtige Karte basierend auf Ihren Gewohnheiten auszuw\u00e4hlen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u27a1\ufe0f Neben BNL Credit Plus gibt es noch eine weitere Option: <strong>die American Express PAYBACK Karte<\/strong>, das exklusive Vorteile mit einem Treuepunktesystem kombiniert.<br><strong>Finden Sie heraus, ob es das Richtige f\u00fcr Sie ist!<\/strong><\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2ptr8u\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/smartsightings.com\/de\/it-carta-payback-amex\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Erfahren Sie, wie Sie die Amex PAYBACK-Karte beantragen k\u00f6nnen.\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2024\/10\/carta-di-credito-2.png\" alt=\"carta di credito\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/smartsightings.com\/de\/it-carta-payback-amex\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Erfahren Sie, wie Sie die Amex PAYBACK-Karte beantragen k\u00f6nnen.\">\n            Erfahren Sie, wie Sie die Amex PAYBACK-Karte beantragen k\u00f6nnen.        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Mit der American Express PAYBACK Card ist jeder Einkauf eine Gelegenheit zum Sparen und Sammeln von Pr\u00e4mienpunkten.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/smartsightings.com\/de\/it-carta-payback-amex\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Mehr lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > 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Il lavoro le piace e la fa sentire libera, ma c\u2019\u00e8 un dettaglio&hellip; <a class=\"more-link\" href=\"https:\/\/smartsightings.com\/de\/rec-carta-bnl-credit-plus\/\">Weiterlesen <span class=\"screen-reader-text\">SST rec: BNL Credit Plus carta di credito<\/span><\/a><\/p>","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,3],"tags":[210],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SST rec: BNL Credit Plus carta di credito - Smart Sightings<\/title>\n<meta name=\"description\" content=\"Scopri se la carta BNL Credit Plus \u00e8 adatta a te: vantaggi, costi, limiti e consigli d\u2019uso in una recensione completa e trasparente.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartsightings.com\/de\/rec-carta-bnl-credit-plus\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SST rec: BNL Credit Plus carta di credito\" \/>\n<meta property=\"og:description\" content=\"Scopri se la carta BNL Credit Plus \u00e8 adatta a te: vantaggi, costi, limiti e consigli d\u2019uso in una recensione completa e trasparente.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartsightings.com\/de\/rec-carta-bnl-credit-plus\/\" \/>\n<meta property=\"og:site_name\" content=\"Smart Sightings\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-02T16:47:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-21T13:16:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julia Bermudez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/smartsightings.com\/#website\",\"url\":\"https:\/\/smartsightings.com\/\",\"name\":\"Smart Sightings\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/smartsightings.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"de-DE\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"de-DE\",\"@id\":\"https:\/\/smartsightings.com\/rec-carta-bnl-credit-plus\/#primaryimage\",\"url\":\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus.jpg\",\"contentUrl\":\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/05\/BNL-credit-plus.jpg\",\"width\":800,\"height\":533},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smartsightings.com\/rec-carta-bnl-credit-plus\/#webpage\",\"url\":\"https:\/\/smartsightings.com\/rec-carta-bnl-credit-plus\/\",\"name\":\"SST rec: BNL Credit Plus carta di credito - 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