{"id":2626,"date":"2023-12-04T22:17:58","date_gmt":"2023-12-04T22:17:58","guid":{"rendered":"https:\/\/smartsightings.com\/?p=2626"},"modified":"2025-02-24T15:23:36","modified_gmt":"2025-02-24T15:23:36","slug":"it-carta-payback-amex","status":"publish","type":"post","link":"https:\/\/smartsightings.com\/es\/it-carta-payback-amex\/","title":{"rendered":"Tarjeta American Express PAYBACK: \u00a1Sin cuota anual para siempre!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00bfQuieres ganar puntos PAYBACK m\u00e1s r\u00e1pido? \u00a1Aqu\u00ed te explicamos por qu\u00e9 necesitas esta tarjeta!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"384\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3859\" srcset=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express.png 800w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express-300x144.png 300w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express-768x369.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Fuente: Avistamientos inteligentes.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00bfAlguna vez has deseado convertir tus gastos cotidianos en una oportunidad para ahorrar dinero? \u00bfY si pudieras obtener recompensas y descuentos mientras compras, viajas o incluso mientras disfrutas de tu pasatiempo favorito?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pues bien, hoy te revelaremos el secreto para maximizar tus ahorros y obtener beneficios exclusivos gracias a la tarjeta de cr\u00e9dito American Express PAYBACK.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En un mundo donde los gastos cotidianos est\u00e1n a la orden del d\u00eda, es fundamental contar con una tarjeta de cr\u00e9dito que vaya m\u00e1s all\u00e1 de los simples pagos y te recompense con beneficios extraordinarios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta American Express PAYBACK es una tarjeta que hace precisamente eso: convierte cada compra en un paso hacia recompensas, descuentos y ofertas especiales.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1xc7Oy\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.americanexpress.com\/it\/carte-di-pagamento\/carta-payback\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/vuelos-2023-11-22T145835.076.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          REEMBOLSO American Express        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Buenos precios            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              R\u00e1pido             <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Haz clic en el bot\u00f3n de abajo y solicita tu tarjeta de cr\u00e9dito de una vez por todas!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.americanexpress.com\/it\/carte-di-pagamento\/carta-payback\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Inf\u00f3rmate sobre c\u00f3mo solicitarlo            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.americanexpress.com\/it\/carte-di-pagamento\/carta-payback\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Inf\u00f3rmate sobre c\u00f3mo solicitarlo            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && 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this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.americanexpress.com\/it\/carte-di-pagamento\/carta-payback\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/vuelos-2023-11-22T145835.076.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Haz clic en el bot\u00f3n de abajo y solicita tu tarjeta de cr\u00e9dito\u2026              <\/p>\n              <a href=\"https:\/\/www.americanexpress.com\/it\/carte-di-pagamento\/carta-payback\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Descubre c\u00f3mo presentar tu solicitud\u2026                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En este art\u00edculo, profundizaremos en las incre\u00edbles oportunidades que ofrece esta tarjeta de cr\u00e9dito, examinando sus caracter\u00edsticas ventajosas, los requisitos para obtenerla y c\u00f3mo puedes sacarle el m\u00e1ximo partido para maximizar tus ahorros y disfrutar de experiencias de viaje y compras inolvidables.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si quieres transformar la forma en que gestionas tus finanzas y sacar m\u00e1s partido a tus gastos diarios, sigue leyendo para descubrir c\u00f3mo la tarjeta American Express PAYBACK puede convertirse en tu mejor aliada financiera.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-requisiti-per-la-carta-di-credito-payback-american-express\">Requisitos para la tarjeta de cr\u00e9dito American Express PAYBACK:<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para solicitar la tarjeta de cr\u00e9dito American Express PAYBACK, es importante cumplir con algunos requisitos clave:<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"960\" height=\"608\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-4.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-2643\" style=\"aspect-ratio:1.5789473684210527;width:644px;height:auto\" srcset=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-4.png 960w, https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-4-300x190.png 300w, https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-4-768x486.png 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Edad m\u00ednima:<\/strong> Por lo general, debes tener al menos 18 a\u00f1os para poder obtener la tarjeta. Sin embargo, la edad m\u00ednima puede variar seg\u00fan las pol\u00edticas del banco emisor.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Residencia:<\/strong> Para solicitar esta tarjeta, debe ser residente de Italia. Su residencia en Italia debe acreditarse con un documento de identidad v\u00e1lido.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ingreso m\u00ednimo:<\/strong> Es posible que el banco emisor exija un monto m\u00ednimo de ingresos comprobables. Este requisito var\u00eda seg\u00fan el banco, pero, por lo general, un ingreso estable facilitar\u00e1 la aprobaci\u00f3n.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Historia de cr\u00e9dito:<\/strong> Un buen historial crediticio puede aumentar tus posibilidades de aprobaci\u00f3n. El banco podr\u00eda realizar un an\u00e1lisis de tu historial crediticio para evaluar tu solvencia financiera.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Documentos requeridos:<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para completar su solicitud de la tarjeta de cr\u00e9dito American Express PAYBACK, deber\u00e1 presentar algunos documentos importantes:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Documento de identidad:<\/strong> Un documento de identificaci\u00f3n v\u00e1lido, como el documento nacional de identidad o el pasaporte, que acredite su residencia en Italia.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Documento de ingresos:<\/strong> Es posible que se le solicite que proporcione un comprobante de sus ingresos, como su declaraci\u00f3n de impuestos m\u00e1s reciente o un recibo de n\u00f3mina.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Historia de cr\u00e9dito:<\/strong> Algunos bancos pueden solicitar una copia de su historial crediticio. Aseg\u00farese de estar al d\u00eda con sus deudas anteriores.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Documento de domicilio:<\/strong> Es posible que se le solicite un comprobante de domicilio, como por ejemplo una factura reciente de servicios p\u00fablicos.<\/li>\n<\/div><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de enviar su solicitud, le recomendamos consultar los requisitos espec\u00edficos de su banco emisor, ya que pueden variar ligeramente entre las distintas instituciones financieras. Aseg\u00farese de haber completado correctamente todos los documentos requeridos para agilizar el proceso de aprobaci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00bfPara qui\u00e9n es adecuada la tarjeta American Express PAYBACK?<\/h2>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1tUBLB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Azul American Express\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/vuelos-2023-11-22T150403.042.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Azul American Express\">\n            Azul American Express        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1Descubre m\u00e1s sobre esta incre\u00edble tarjeta de cr\u00e9dito!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/vuelos-2023-11-22T150403.042.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Azul American Express              <\/p>\n              <a href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Contin&#250;e Leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta American Express PAYBACK es ideal para una amplia gama de personas que buscan una tarjeta de cr\u00e9dito con numerosos beneficios y oportunidades para acumular puntos de fidelidad. A continuaci\u00f3n, presentamos cuatro perfiles de personas que pueden sacarle el m\u00e1ximo provecho a esta tarjeta:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>El consumidor com\u00fan:<\/strong> Si compras con frecuencia y quieres obtener recompensas por tus gastos diarios, esta tarjeta es perfecta para ti. Acumular\u00e1s puntos PAYBACK cada vez que la uses para tus compras, los cuales podr\u00e1s canjear por recompensas y descuentos. De esta manera, cada compra se convierte en una oportunidad para ahorrar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>El viajero:<\/strong> Si te apasiona viajar, esta tarjeta te ofrece beneficios exclusivos para viajeros. Recibir\u00e1s un seguro de viaje que te brindar\u00e1 tranquilidad al viajar. Adem\u00e1s, tendr\u00e1s acceso a salas VIP en aeropuertos y disfrutar\u00e1s de descuentos en servicios tur\u00edsticos como hoteles y alquiler de autos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>El amante de las compras:<\/strong> Si te apasionan las compras, la tarjeta American Express PAYBACK te ofrece beneficios especiales con sus socios PAYBACK. Obtendr\u00e1s descuentos, puntos extra y ofertas exclusivas al comprar en tiendas participantes. \u00a1Tus compras ser\u00e1n a\u00fan m\u00e1s gratificantes!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>El ahorrador prudente:<\/strong> Si quieres controlar tus gastos y tener mayor control sobre tus finanzas, esta tarjeta te ofrece herramientas para la gesti\u00f3n de tus finanzas personales. Adem\u00e1s, podr\u00e1s dividir los pagos en c\u00f3modas cuotas, lo que te permitir\u00e1 planificar tus gastos de forma responsable.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Nuestro consejo para quienes deseen solicitar la tarjeta American Express PAYBACK:<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de solicitar la tarjeta American Express PAYBACK, t\u00f3mese el tiempo para evaluar sus necesidades financieras y su estilo de vida. Aseg\u00farese de estar dispuesto a aprovechar al m\u00e1ximo los beneficios de la tarjeta, como acumular puntos PAYBACK y disfrutar de descuentos exclusivos. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, aseg\u00farese de cumplir con los requisitos de ingresos y cr\u00e9dito del banco emisor. Una vez que reciba la tarjeta, \u00fasela con responsabilidad, evitando acumular deudas y pagando sus facturas a tiempo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>De esta forma, podr\u00e1 disfrutar plenamente de las ventajas que ofrece la tarjeta American Express PAYBACK y hacer que sus gastos diarios sean a\u00fan m\u00e1s gratificantes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Ventajas e inconvenientes de pesarse: \u00bfmerece la pena?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"500\" height=\"500\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-3.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-2642\" srcset=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-3.png 500w, https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-3-300x300.png 300w, https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/image-3-150x150.png 150w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tras examinar detenidamente todas las caracter\u00edsticas de la tarjeta American Express PAYBACK, podemos afirmar con seguridad que esta tarjeta merece que la tenga muy en cuenta. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Los numerosos beneficios que ofrece esta tarjeta, como la acumulaci\u00f3n de puntos PAYBACK, los descuentos exclusivos y su amplia aceptaci\u00f3n a nivel mundial, la convierten en una opci\u00f3n atractiva para muchas personas. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Especialmente si eres un comprador frecuente, un viajero habitual o un comprador compulsivo, esta tarjeta puede aumentar significativamente el valor de tus gastos diarios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, como con cualquier tarjeta de cr\u00e9dito, es fundamental usarla con responsabilidad. Aseg\u00farese de pagar a tiempo para evitar altos intereses y controle sus gastos para evitar acumular deudas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00a1Solicita ya tu tarjeta American Express PAYBACK en la p\u00e1gina web oficial!<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si est\u00e1s convencido de que la tarjeta American Express PAYBACK es la opci\u00f3n ideal para ti, no pierdas tiempo. Haz clic en el bot\u00f3n de abajo para acceder al sitio web oficial, donde podr\u00e1s completar tu solicitud en tan solo unos sencillos pasos. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Empiece a disfrutar de los beneficios y recompensas que ofrece esta tarjeta y convierta sus gastos diarios en una oportunidad para ahorrar y obtener premios. \u00a1No se lo pierda! Solicite hoy mismo su tarjeta American Express PAYBACK.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z51Ht3\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Azul American Express\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2023\/11\/vuelos-2023-11-22T150403.042.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Azul American Express\">\n            Azul American Express        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1Descubre m\u00e1s sobre esta incre\u00edble tarjeta de cr\u00e9dito!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/smartsightings.com\/es\/it-carta-blu-amex\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Ecco perch\u00e9 devi avere questa carta! Hai mai desiderato trasformare le tue spese quotidiane in un&#8217;opportunit\u00e0 per risparmiare? E se potessi guadagnare premi e sconti mentre fai acquisti, viaggi o persino mentre ti dedichi al tuo passatempo preferito dello shopping? Bene, oggi ti sveleremo il segreto per massimizzare i&hellip; <a class=\"more-link\" href=\"https:\/\/smartsightings.com\/es\/it-carta-payback-amex\/\">Contin\u00faa leyendo <span class=\"screen-reader-text\">Tarjeta American Express PAYBACK: \u00a1Sin cuota anual para siempre!<\/span><\/a><\/p>","protected":false},"author":10,"featured_media":3858,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Carta American Express PAYBACK: nessuna quota annuale per sempre! - Smart Sightings<\/title>\n<meta name=\"description\" content=\"Con la Carta PAYBACK American Express, ogni acquisto \u00e8 un&#039;opportunit\u00e0 per risparmiare e accumulare punti premio.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartsightings.com\/es\/it-carta-payback-amex\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Carta American Express PAYBACK: nessuna quota annuale per sempre!\" \/>\n<meta property=\"og:description\" content=\"Con la Carta PAYBACK American Express, ogni acquisto \u00e8 un&#039;opportunit\u00e0 per risparmiare e accumulare punti premio.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartsightings.com\/es\/it-carta-payback-amex\/\" \/>\n<meta property=\"og:site_name\" content=\"Smart Sightings\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-04T22:17:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-24T15:23:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express-3.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"384\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julia Bermudez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/smartsightings.com\/#website\",\"url\":\"https:\/\/smartsightings.com\/\",\"name\":\"Smart Sightings\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/smartsightings.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/smartsightings.com\/it-carta-payback-amex\/#primaryimage\",\"url\":\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express-3.png\",\"contentUrl\":\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/02\/Carta-PAYBACK-American-Express-3.png\",\"width\":800,\"height\":384,\"caption\":\"Fonte: Smart Sightings.\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smartsightings.com\/it-carta-payback-amex\/#webpage\",\"url\":\"https:\/\/smartsightings.com\/it-carta-payback-amex\/\",\"name\":\"Carta American Express PAYBACK: nessuna quota annuale per sempre! 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