{"id":4147,"date":"2025-08-28T12:52:23","date_gmt":"2025-08-28T12:52:23","guid":{"rendered":"https:\/\/smartsightings.com\/?p=4147"},"modified":"2025-08-28T12:52:26","modified_gmt":"2025-08-28T12:52:26","slug":"carta-di-credito-hype","status":"publish","type":"post","link":"https:\/\/smartsightings.com\/es\/carta-di-credito-hype\/","title":{"rendered":"Tarjeta de cr\u00e9dito HYPE: l\u00edmite de cr\u00e9dito de hasta 2500 \u20ac al d\u00eda."},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-small-font-size\"><em><strong>Yo notifico:<\/strong> La informaci\u00f3n contenida en este documento est\u00e1 actualizada a la fecha de publicaci\u00f3n. Antes de solicitar una tarjeta de cr\u00e9dito, consulte los t\u00e9rminos y condiciones oficiales en el sitio web del emisor y eval\u00fae cuidadosamente su situaci\u00f3n financiera.<\/em><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-un-conto-smart-con-carta-e-servizi-digitali-completi-carta-di-credito-hype\">Una cuenta inteligente con tarjeta y servicios digitales completos: Tarjeta de Cr\u00e9dito HYPE<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"384\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype.jpg\" alt=\"carta di credito hype\" class=\"w-full object-cover object-center border mx-auto wp-image-4193\" srcset=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype.jpg 800w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-300x144.jpg 300w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-768x369.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta HYPE es una soluci\u00f3n moderna que combina una cuenta con un IBAN italiano y una tarjeta de pago Mastercard, gestionada \u00edntegramente desde la aplicaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Con planes que van desde la versi\u00f3n gratuita hasta la Premium, ofrece opciones adaptadas a diferentes perfiles: estudiantes, profesionales, viajeros y aquellos que desean una herramienta pr\u00e1ctica y asequible para la gesti\u00f3n de gastos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>\u2b50 Puntos clave de la tarjeta de cr\u00e9dito Hype<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5 w-full overflow-x-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>L\u00edmite de cr\u00e9dito<\/strong><\/td><td>Hasta 1.000 \u20ac\/d\u00eda (Base\/Next), hasta 2.500 \u20ac\/d\u00eda (Premium)<\/td><\/tr><tr><td><strong>Annuidadi<\/strong><\/td><td>0 \u20ac (B\u00e1sico), 2,90 \u20ac\/mes (Siguiente), 9,90 \u20ac\/mes (Premium)<\/td><\/tr><tr><td><strong>M\u00e9todos de pago<\/strong><\/td><td>Pago instant\u00e1neo con IBAN, pagos sin contacto, Apple Pay\/Google Pay<\/td><\/tr><tr><td><strong>Comisiones por retiro<\/strong><\/td><td>Gratis hasta 250 \u20ac\/mes (B\u00e1sico), ilimitado con Next\/Premium.<\/td><\/tr><tr><td><strong>Servicios digitales<\/strong><\/td><td>Aplicaci\u00f3n completa con notificaciones, guardado autom\u00e1tico y bloqueo de tarjeta.<\/td><\/tr><tr><td><strong>Beneficios adicionales<\/strong><\/td><td>Reembolso en efectivo, seguro (Next\/Premium), cambio sin comisi\u00f3n (Premium)<\/td><\/tr><tr><td><strong>C\u00f3mo solicitar<\/strong><\/td><td>Inscripci\u00f3n al 100% en l\u00ednea a trav\u00e9s de la aplicaci\u00f3n HYPE o el sitio web oficial.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-brcKo\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.hype.it\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-3.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Tarjeta de publicidad        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              transparencia            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Versatilidad            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Descubre las ventajas que ofrece esta tarjeta y averigua si cumples los requisitos para obtenerla.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.hype.it\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Obt\u00e9n m\u00e1s informaci\u00f3n            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.hype.it\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Obt\u00e9n m\u00e1s informaci\u00f3n            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); 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3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.hype.it\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-3.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Descubre las ventajas que ofrece esta tarjeta y averigua si cumples los requisitos\u2026              <\/p>\n              <a href=\"https:\/\/www.hype.it\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Obt\u00e9n m\u00e1s informaci\u00f3n                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-caratteristiche-della-carta-di-credito-hype\">Caracter\u00edsticas de la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta HYPE no es un instrumento de cr\u00e9dito tradicional con descubierto, sino una tarjeta-cuenta con un IBAN italiano, vinculada a una aplicaci\u00f3n que permite gestionar transacciones, transferencias, ahorros y an\u00e1lisis de gastos en tiempo real.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Disponible en los planes Start, Next y Premium, te permite tener una Mastercard virtual y otra f\u00edsica, compatibles con pagos sin contacto y monederos digitales.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-benefici-della-carta-di-credito-hype\">Beneficios de la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Las ventajas dependen del plan que elijas, pero en general HYPE ofrece herramientas de ahorro y gesti\u00f3n que la distinguen de las tarjetas prepago tradicionales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de enumerar los puntos principales, es importante destacar que todos los planes incluyen la apertura online en tan solo unos minutos, un IBAN personal y una plataforma digital f\u00e1cil de usar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Apertura r\u00e1pida en l\u00ednea sin burocracia<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>IBAN italiano con transferencias SEPA gratuitas<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Pagos sin contacto y compatibilidad con Apple Pay\/Google Pay.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Funci\u00f3n de \u201cCaja de Ahorros\u201d para guardar dinero<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>An\u00e1lisis autom\u00e1tico de gastos a trav\u00e9s de la aplicaci\u00f3n<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Posibilidad de enviar dinero instant\u00e1neamente a otros usuarios de HYPE.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Notificaciones push en tiempo real para cada movimiento.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Reembolso en efectivo en compras seleccionadas<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Seguro de compras y viajes (Next\/Premium)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Sin comisi\u00f3n por cambio de divisa (Premium)<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-vantaggi-e-svantaggi-della-carta-di-credito-hype\">Ventajas y desventajas de la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Cada tarjeta tiene sus ventajas y desventajas. En el caso de HYPE, la diferencia entre los tres planes influye significativamente en la experiencia del usuario.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de pasar a la lista, cabe se\u00f1alar que la opci\u00f3n gratuita es \u00fatil para principiantes, mientras que la opci\u00f3n Premium solo merece la pena si viajas con frecuencia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Ventajas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Plan gratuito sin cuota fija.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Retiros ilimitados incluidos a partir de Next<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Amplia cobertura de seguro con prima<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Gesti\u00f3n completa desde una aplicaci\u00f3n intuitiva.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Activaci\u00f3n r\u00e1pida y sin papeles<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Desventajas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>La versi\u00f3n b\u00e1sica tiene l\u00edmites mensuales reducidos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Cambio de divisas con una comisi\u00f3n de 3% sobre Base y Next<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>La tarjeta f\u00edsica b\u00e1sica cuesta 9,90 \u20ac (pago \u00fanico).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Sin l\u00edmite de cr\u00e9dito real: es una tarjeta de saldo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Premium con una tarifa elevada en comparaci\u00f3n con la competencia.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-credibilita-della-istituzione-emittente\">Credibilidad de la instituci\u00f3n emisora<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>HYPE pertenece a la <strong>Grupo Banca Sella<\/strong>, uno de los bancos italianos m\u00e1s s\u00f3lidos e innovadores. El grupo lleva m\u00e1s de 130 a\u00f1os en activo y ha desarrollado diversos servicios fintech en Italia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La seguridad de las transacciones est\u00e1 garantizada por protocolos avanzados y la autorizaci\u00f3n del Banco de Italia como entidad de dinero electr\u00f3nico.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-requisiti-per-ottenere-la-carta-di-credito-hype\">Requisitos para obtener la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"384\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-4.jpg\" alt=\"carta di credito hype\" class=\"w-full object-cover object-center border mx-auto wp-image-4195\" srcset=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-4.jpg 800w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-4-300x144.jpg 300w, https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-4-768x369.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Solicitar la tarjeta HYPE es sencillo, pero debes cumplir con algunos requisitos m\u00ednimos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de enumerarlas, conviene aclarar que no se requieren garant\u00edas de ingresos ni verificaciones de cr\u00e9dito complejas, ya que no se trata de una tarjeta de cr\u00e9dito tradicional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ser residente de Italia<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Edad m\u00ednima: 12 a\u00f1os (con autorizaci\u00f3n paterna para menores de edad).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Documento de identidad v\u00e1lido<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>C\u00f3digo tributario italiano<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Smartphone con sistema iOS o Android para gestionar la aplicaci\u00f3n.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Cuenta bancaria u otro medio para recargar su saldo<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-come-richiedere-la-carta-di-credito-hype\">C\u00f3mo solicitar la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El proceso de solicitud es totalmente digital y se completa en pocos minutos. Antes de seguir las instrucciones paso a paso, es importante recordar que los documentos principales requeridos son el documento de identidad y el c\u00f3digo fiscal. La verificaci\u00f3n es autom\u00e1tica y se realiza mediante reconocimiento de v\u00eddeo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Paso 1:<\/strong> Descarga la aplicaci\u00f3n HYPE o visita el sitio web oficial.<br><strong>Paso 2:<\/strong> Introduzca sus datos personales y su c\u00f3digo fiscal.<br><strong>Paso 3:<\/strong> Sube una foto de tu documento y realiza el reconocimiento de v\u00eddeo.<br><strong>Paso 4:<\/strong> Elige tu plan (B\u00e1sico, Next o Premium).<br><strong>Paso 5:<\/strong> Espere la confirmaci\u00f3n por correo electr\u00f3nico y active la tarjeta virtual de inmediato.<br><strong>Paso 6:<\/strong> Recibir\u00e1 la tarjeta f\u00edsica (si la ha seleccionado) en pocos d\u00edas h\u00e1biles.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z9yRFG\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.hype.it\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/carta-di-credito-hype-3.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Tarjeta de publicidad        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              transparencia            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Versatilidad            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Descubre las ventajas que ofrece esta tarjeta y averigua si cumples los requisitos para obtenerla.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.hype.it\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Obt\u00e9n m\u00e1s informaci\u00f3n            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.hype.it\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Obt\u00e9n m\u00e1s informaci\u00f3n            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Es adecuado para:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>J\u00f3venes que empiezan a gestionar su dinero de forma independiente.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Profesionales que necesitan IBAN y pagos digitales r\u00e1pidos<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Quienes compran en l\u00ednea y desean seguridad<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Viajeros que eligen el plan Premium para ahorrar en cambios y seguros.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Usuarios que desean monitorear y controlar mejor sus gastos<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-costi-e-commissioni-della-carta-di-credito-hype\">Comisiones y tarifas de la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Los costos var\u00edan considerablemente seg\u00fan el plan. Antes de detallarlos, es importante recordar que la transparencia es una de nuestras principales ventajas: cada tarifa se especifica claramente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cuota mensual:<\/strong> 0 \u20ac (B\u00e1sico), 2,90 \u20ac (Siguiente), 9,90 \u20ac (Premium)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tarjeta f\u00edsica:<\/strong> Gratis con Next\/Premium, 9,90 \u20ac pago \u00fanico con Base.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Retiros en cajeros autom\u00e1ticos:<\/strong> Gratis hasta 250 \u20ac\/mes (Base), ilimitado a partir de Next<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Transferencias bancarias:<\/strong> SEPA gratuito, 10 gratis al mes (Next), Premium ilimitado<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Comisiones por cambio de divisas:<\/strong> 3% Base\/Next, 0% Premium<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>L\u00edmite m\u00e1ximo de recarga:<\/strong> hasta 50.000 \u20ac\/a\u00f1o (Premium)<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-dicas-per-un-uso-responsabile-della-carta-di-credito-hype\">Directrices para el uso responsable de la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Usar correctamente la tarjeta HYPE significa aprovechar sus beneficios sin incurrir en gastos inesperados. Antes de brindar consejos pr\u00e1cticos, conviene recordar que, al no ser una tarjeta de cr\u00e9dito tradicional, no genera deuda, sino un saldo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Controla siempre tu saldo disponible en la aplicaci\u00f3n.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Habilita las notificaciones push para evitar gastos no reconocidos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Utilice las cajas de ahorro para objetivos concretos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Prefiera las transferencias SEPA gratuitas a las transferencias instant\u00e1neas que superen el umbral incluido.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Si viaja con frecuencia, considere el plan Premium para eliminar los gastos en el extranjero.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Bloquea temporalmente tu tarjeta desde la aplicaci\u00f3n si la pierdes.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-conclusione-sulla-carta-di-credito-hype\">Conclusi\u00f3n sobre la tarjeta de cr\u00e9dito HYPE<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta HYPE destaca por ser una soluci\u00f3n digital y vers\u00e1til, perfecta para quienes buscan sencillez, seguridad y una gesti\u00f3n financiera inteligente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>No ofrece cr\u00e9dito rotatorio, pero lo compensa con una amplia gama de servicios, herramientas de ahorro y cobertura de seguros en los planes superiores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Entre las cuentas de tarjetas italianas, sigue siendo una de las opciones m\u00e1s completas y fiables para distintos tipos de usuarios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-O5jzX\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/smartsightings.com\/es\/carta-di-credito-mediolanum\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Rese\u00f1a: Tarjeta de cr\u00e9dito Mediolanum\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/smartsightings.com\/wp-content\/uploads\/2025\/08\/Carta-di-Credito-Mediolanum-3.jpg\" alt=\"Carta di Credito Mediolanum\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/smartsightings.com\/es\/carta-di-credito-mediolanum\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Rese\u00f1a: Tarjeta de cr\u00e9dito Mediolanum\">\n            Rese\u00f1a: Tarjeta de cr\u00e9dito Mediolanum        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Desde pagos sin contacto hasta compras f\u00e1ciles: la tarjeta de cr\u00e9dito Mediolanum te ofrece comodidad y seguridad en cada compra.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/smartsightings.com\/es\/carta-di-credito-mediolanum\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin&#250;e Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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Se recomienda a los lectores evaluar cuidadosamente su situaci\u00f3n financiera y consultar los canales oficiales de cada entidad crediticia para verificar las ofertas disponibles, los t\u00e9rminos y los requisitos de elegibilidad seg\u00fan su perfil crediticio.<\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Desde la versi\u00f3n gratuita hasta la Premium: descubre todas las opciones de la tarjeta HYPE y cu\u00e1l elegir seg\u00fan tus necesidades.<\/p>","protected":false},"author":10,"featured_media":4192,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[239],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Carta di Credito HYPE: limite di credito fino a \u20ac2.500 al giorno - Smart Sightings<\/title>\n<meta name=\"description\" content=\"Quali sono i vantaggi reali della Carta di Credito HYPE? 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