Our Verdict
A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.
Watch Out
Must be a Nationwide member to apply. Rates are good but rarely best-in-market.
You'll be redirected to nationwide.co.uk
Nationwide Personal Loan
Building society offering competitive personal loans to members. Known for ethical lending and existing-member perks.
Last checked on August 13, 2026. We may earn a commission when you click through.
A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.
A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.
Must be a Nationwide member to apply. Rates are good but rarely best-in-market.
You'll be redirected to nationwide.co.uk
Personal loans from £1,000 to £25,000 with no arrangement fees. Existing...
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Asda Money
Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.
Virgin Money
Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.
Zopa
Excellent user experience and transparent eligibility checker. Rates can be very competitive for good credit scores but balloon for weaker profiles.
TSB
Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.
Tesco Bank
Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.
Starling Bank
Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.