Bamboo Personal Loan

HSBC Personal Loan

HSBC

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

No-fuss loan with genuinely free early repayment. Competitive middle-of-the-road rates that won't surprise you.

Zopa Personal Loan

Zopa

• Amount £1k–£35k
• Type personal
• Term 12–60 mo

Excellent user experience and transparent eligibility checker. Rates can be very competitive for good credit scores but balloon for weaker profiles.

Tesco Bank Personal Loans

Tesco Bank

• Amount £1k–£35k
• Type Personal
• Term 12–84 mo

Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.

Santander Personal Loan

Santander

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.

Halifax Personal Loan

Halifax

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.