Admiral Personal Loan

Starling Bank Personal Loan

Starling Bank

• Amount £500–£5k
• Type personal
• Term 3–36 mo

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

Virgin Money Personal Loans

Virgin Money

• Amount £1k–£25k
• Type Personal
• Term 12–60 mo

Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.

NatWest Personal Loan

NatWest

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

NatWest's personal loan is appealing for its application process and lack of early repayment charges. However, the APR range of 5.5% to 19.9% may not be the most competitive for those with poorer credit ratings.

Asda Money Personal Loans

Asda Money

• Amount £500–£25k
• Type personal
• Term 12–60 mo

Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.

Santander Personal Loan

Santander

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.

Monzo Loan

Monzo

• Amount £500–£25k
• Type personal
• Term 3–60 mo

The fastest loan experience in the UK — genuinely instant if you're already a Monzo customer. But rates vary wildly based on your in-app credit score.