NatWest Personal Loan

TSB Personal Loan

TSB

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

Starling Bank Personal Loan

Starling Bank

• Amount £500–£5k
• Type personal
• Term 3–36 mo

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

Everyday Loans for Imperfect Credit

Everyday Loans

• Amount £1k–£15k
• Type personal
• Term 18–60 mo

Everyday Loans offers a viable option for those with less-than-perfect credit seeking personal loans. However, the high APR rates warrant careful consideration.

Sainsbury's Bank Personal Loans

Sainsbury's Bank

• Amount £1k–£40k
• Type personal
• Term 12–60 mo

Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.

Virgin Money Personal Loans

Virgin Money

• Amount £1k–£25k
• Type Personal
• Term 12–60 mo

Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.