Starling Bank Personal Loan

Nationwide Personal Loan

Nationwide

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.

Asda Money Personal Loans

Asda Money

• Amount £500–£25k
• Type personal
• Term 12–60 mo

Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.

Post Office Personal Loan

Post Office

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

The Post Office Personal Loan provides quick access to cash, with same-day approval for those with good credit. However, the higher end of the APR spectrum can make it costly for larger amounts or longer terms.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

HSBC Personal Loan

HSBC

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

Admiral Personal Loan

Admiral

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.