Post Office Personal Loan

The Post Office offers personal loans underwritten by Bank of Ireland. Available online with competitive rates for established credit.

Last checked on August 5, 2026. We may earn a commission when you click through.

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Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.

Home Post Office Personal Loan
APR
5.6% – 19.9%
Amount
£1k – £25k
Term
12 – 60 months

Post Office Personal Loan

by Post Office

Check eligibility

You'll be redirected to postoffice.co.uk

Our Verdict

Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.

Watch Out

You're actually borrowing from Bank of Ireland, not the Post Office. Not a dealbreaker, just good to know.

Check eligibility

You'll be redirected to postoffice.co.uk

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