Zopa Personal Loan

Everyday Loans for Imperfect Credit

Everyday Loans

• Amount £1k–£15k
• Type personal
• Term 18–60 mo

Everyday Loans offers a viable option for those with less-than-perfect credit seeking personal loans. However, the high APR rates warrant careful consideration.

HSBC Personal Loan

HSBC

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

Santander Personal Loan

Santander

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.

Barclays Personal Loan

Barclays

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

TSB Personal Loan

TSB

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.