Monzo Loan

Lloyds Bank Personal Loan

Lloyds Bank

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

Barclays Personal Loan

Barclays

• Amount £1k–£50k
• Type personal
• Term 12–60 mo

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

Starling Bank Personal Loan

Starling Bank

• Amount £500–£5k
• Type personal
• Term 3–36 mo

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

Nationwide Personal Loan

Nationwide

• Amount £1k–£25k
• Type personal
• Term 12–60 mo

A trustworthy building society with fair rates. You need to be a member, but opening an account is easy.

Bamboo Personal Loan

Bamboo

• Amount £1k–£8k
• Type personal
• Term 12–60 mo

A genuine option for people with impaired credit who can't get approved elsewhere. Rates are higher, but that's the trade-off.

Tesco Bank Personal Loans

Tesco Bank

• Amount £1k–£35k
• Type Personal
• Term 12–84 mo

Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.