95 results

Upgrade Debt Consolidation Loan

Upgrade

• Amount $1k–$50k
• Type debt_consolidation
• Term 24–84 mo

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

LendingClub Debt Consolidation Loan

LendingClub

• Amount $1k–$40k
• Type debt_consolidation
• Term 24–60 mo

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

SoFi Debt Consolidation Loan

SoFi

• Amount $5k–$100k
• Type debt_consolidation
• Term 24–84 mo

SoFi offers a approach to debt consolidation with and flexible terms.

LendNation Payday Loans and Services

LendNation

• Amount $50–$1.5k
• Type Payday Loan
• Term 1–6 mo

LendNation provides fast access to funds but comes with high APRs, making it suitable for short-term financial emergencies.

MoneyKey Online Loans

MoneyKey

• Amount $200–$3.5k
• Type Payday / Installment Loan
• Term 3–12 mo

MoneyKey provides swift access to short-term loans, but its high APRs may not suit everyone.

Brigit Instant Cash

Brigit

• Amount $50–$250
• Type Cash Advance
• Term 1–1 mo

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

Dave ExtraCash

Dave

• Amount $25–$500
• Type Cash Advance
• Term 1–1 mo

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

OppLoans Personal Loans

OppLoans

• Amount $500–$4k
• Type Emergency Installment Loan
• Term 9–18 mo

OppLoans provides quick access to funds and helps build credit, but high APRs can lead to significant costs for borrowers.

Speedy Cash

Speedy Cash

• Amount $50–$5k
• Type Payday/Installment
• Term Up to 24 mo

Speedy Cash is for those needing quick access to funds but can come with high APRs that may not be suitable for everyone.

CashNetUSA

CashNetUSA

• Amount $100–$3k
• Type Payday/Installment
• Term Up to 12 mo

CashNetUSA offers quick access to funds, but watch out for high APRs that can lead to expensive repayments.

ACE Cash Express Payday & Installment Loans

ACE Cash Express

• Amount $100–$2k
• Type Payday/Installment
• Term Up to 6 mo

ACE Cash Express offers quick access to cash but comes with high APRs, costly option for borrowers.

RISE Credit Installment Loans

RISE Credit

• Amount $500–$5k
• Type Emergency/Installment
• Term 4–26 mo

RISE Credit is for those seeking quick emergency cash, but be wary of high APRs.

Check Into Cash

Check Into Cash

• Amount $50–$3k
• Type Payday/Installment
• Term Up to 12 mo

With quick approval and a range of loan amounts, Check Into Cash provides quick access to funds, though interest rates can be steep.

Advance America

Advance America

• Amount $100–$5k
• Type Payday/Installment
• Term Up to 24 mo

Advance America offers quick access to funds, but its high APR rates can lead to significant repayment amounts.

NetCredit Personal Loans

NetCredit

• Amount $1k–$10k
• Type Emergency/Installment
• Term 6–60 mo

NetCredit provides quick access to personal loans, but high APRs make it costly for long-term borrowing.

OppLoans Personal Loans

OppLoans

• Amount $500–$4k
• Type Emergency/Installment
• Term 9–18 mo

OppLoans provides for borrowers with poor credit wanting quick access to funds, but the high APRs can be burdensome.

DCU Auto Loan

DCU (Digital Federal Credit Union)

• Amount $500–$150k
• Type car_finance
• Term 12–84 mo

DCU Auto Loan provides competitive rates and flexible terms for borrowers looking to finance a vehicle.

USAA Auto Loan for Military Families

USAA

• Amount
• Type car_finance
• Term 12–84 mo

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.

CarMax Auto Finance

CarMax Auto Finance

• Amount $2k–$75k
• Type car_finance
• Term 36–72 mo

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

Wells Fargo Auto Loans

Wells Fargo

• Amount $5k–$100k
• Type car_finance
• Term 12–72 mo

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

Ally Auto Finance

Ally Financial

• Amount $5k–$75k
• Type car_finance
• Term 12–84 mo

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

PenFed Auto Loans

PenFed Credit Union

• Amount $500–$100k
• Type car_finance
• Term 12–84 mo

PenFed Auto Loans provide competitive rates and flexible terms, making them a solid choice for many borrowers.

Bank of America Auto Loans

Bank of America

• Amount $7.5k–$100k
• Type car_finance
• Term 12–75 mo

Bank of America offers a solid option for car loans with competitive rates and easy online application processes.

Chase Auto Finance

Chase

• Amount $4k–$100k
• Type car_finance
• Term 12–72 mo

Chase Auto Finance provides competitive rates and quick approvals, making it a solid choice for eligible borrowers.

Navy Federal Auto Loan

Navy Federal Credit Union

• Amount $250–$100k
• Type car_finance
• Term 12–96 mo

Navy Federal's auto loan rates are among the lowest available, making it a strong choice for eligible borrowers.

Affirm Pay Over Time

Affirm

• Amount $50–$17.5k
• Type BNPL / Installment
• Term 3–60 mo

Affirm offers a flexible buy now, pay later solution with transparent terms, making it a viable choice for budget-conscious shoppers.

LightStream Auto Loans: Competitive Financing Options

LightStream (Truist)

• Amount $5k–$100k
• Type Auto
• Term 24–84 mo

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

Discover Personal Loans

Discover

• Amount $2.5k–$40k
• Type Personal
• Term 36–84 mo

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union

• Amount $10k–$500k
• Type heloc
• Term 60–240 mo

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

Better Mortgage Refinance

Better Mortgage

• Amount $50k–$3M
• Type Mortgage Refinance
• Term 180–360 mo

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

Autopay Auto Loans

AUTOPAY

• Amount $5k–$100k
• Type Auto Refinance
• Term 24–84 mo

Autopay offers competitive auto refinancing options with a quick application process, making it a viable choice for those looking to save on monthly payments.

Quick Auto Loan

myAutoloan

• Amount $8k–$100k
• Type auto
• Term 24–84 mo

Best Egg Personal Loans

Best Egg

• Amount $2k–$50k
• Type Personal
• Term 36–60 mo

Alliant Credit Union Personal Loans

Alliant Credit Union

• Amount $1k–$50k
• Type Personal (Credit Union)
• Term 12–60 mo

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

Possible Finance Small Emergency Loans

Possible Finance

• Amount $50–$500
• Type Small Emergency Loan
• Term 2–2 mo

Possible Finance offers quick access to small loans ranging from $50 to $500, making it a viable option for those in need of emergency funds.

Wells Fargo Personal Loans

Wells Fargo

• Amount $3k–$100k
• Type Personal
• Term 12–84 mo

Upgrade Personal Loans

Upgrade

• Amount $1k–$50k
• Type Personal
• Term 24–84 mo

Upgrade Personal Loans offers flexible borrowing with competitive rates, but be mindful of potential high APRs for lower credit scores.

College Ave Student Loans

College Ave

• Type Student (Private)
• Term 60–180 mo

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

Citizens Personal Loans

Citizens Bank

• Amount $5k–$50k
• Type Personal
• Term 36–84 mo

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

Figure Home Equity Line of Credit

Figure

• Amount $15k–$750k
• Type heloc
• Term 60–360 mo

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

Achieve Personal Loans for Debt Consolidation

Achieve

• Amount $5k–$50k
• Type Personal (Debt Consolidation)
• Term 24–60 mo

Achieve Personal Loans offers competitive rates and a streamlined process for debt consolidation, making it a viable option for qualified borrowers.

Happy Money Personal Loans

Happy Money

• Amount $5k–$40k
• Type Personal (Debt Consolidation)
• Term 24–60 mo

Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.

Spring EQ Home Equity Loans

Spring EQ

• Amount $25k–$500k
• Type home_equity
• Term 60–360 mo

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

Avant Personal Loans

Avant

• Amount $2k–$35k
• Type Personal
• Term 24–60 mo

Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.

Rocket Mortgage by Quicken Loans

Rocket Mortgage

• Amount $50k–$3M
• Type mortgage
• Term 180–360 mo

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

SoFi Student Loan Refinancing

SoFi

• Amount $5k–$1000.0k
• Type Student Refinance
• Term 60–240 mo

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

PenFed Credit Union Personal Loans

PenFed Credit Union

• Amount $600–$50k
• Type Personal (Credit Union)
• Term 12–60 mo

PenFed offers competitive personal loans with flexible terms, making it a solid choice for those in need of financing.

Payoff Credit Card Payoff Loan

Happy Money

• Amount $5k–$40k
• Type Personal (CC Payoff)
• Term 24–60 mo

The Payoff Credit Card Payoff Loan is a solid option for those looking to consolidate high-interest credit card debt with lower rates and financial wellness tools.

Oportun Personal Loans for Credit Building

Oportun

• Amount $300–$10k
• Type Personal (Credit Building)
• Term 12–48 mo

Oportun offers accessible personal loans for those looking to build credit, with flexible terms and no credit history required.

Kabbage Business Line of Credit

American Express

• Amount $2k–$250k
• Type Business Line of Credit
• Term 1–18 mo

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

Navy Federal Credit Union Personal Loans

Navy Federal Credit Union

• Amount $250–$50k
• Type Personal (Credit Union)
• Term 6–180 mo

Navy Federal Credit Union offers competitive personal loan rates tailored for military members and their families, making it a solid choice for those eligible.

Prosper Personal Loan

Prosper

• Amount $2k–$50k
• Type personal
• Term 24–60 mo

Sallie Mae Student Loans

Sallie Mae

• Amount $1k–$200k
• Type student
• Term 60–180 mo

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

Earnest Student Loan Refinance

Earnest

• Amount $5k–$500k
• Type student_refinance

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

Better Mortgage: A Transparent Lending Experience

Better Mortgage

• Amount $50k–$2M
• Type mortgage

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

SoFi Personal Loan

SoFi

• Amount $5k–$100k
• Type Personal
• Term 24–84 mo

SoFi offers a flexible and competitive personal loan option, especially for those with good credit. Its no-fee structure and unemployment protection are noteworthy advantages.

LendingClub Personal Loan

LendingClub

• Amount $1k–$40k
• Type personal
• Term 24–60 mo

LightStream Personal Loan

LightStream

• Amount $5k–$100k
• Type Personal
• Term 24–240 mo

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

Capital One Auto Finance

Capital One

• Amount $4k–$100k
• Type auto
• Term 36–72 mo

Carvana Auto Finance

Carvana

• Amount $1k–$100k
• Type auto
• Term 24–84 mo

Upstart Personal Loan

Upstart

• Amount $1k–$50k
• Type Personal
• Term 36–60 mo

Rocket Mortgage Review: America's Largest Lender

Rocket Mortgage

• Amount $50k–$3M
• Type mortgage
• Term 180–360 mo

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

PenFed Credit Union Personal Loan

PenFed Credit Union

• Type personal_loan

Exceptional APRs from a military-rooted credit union — open to everyone but especially compelling for veterans.

Navy Federal Credit Union Personal Loan

Navy Federal Credit Union

• Type personal_loan

Best-in-class military personal loans with massive range, zero fees, and standout Career Kickoff option.

Rocket Loans Debt Consolidation

Rocket Loans

• Amount $2k–$45k
• Type debt_consolidation
• Term 36–60 mo

Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.

Wells Fargo Debt Consolidation Loan

Wells Fargo

• Amount $3k–$100k
• Type debt_consolidation
• Term 12–84 mo

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

Payoff Debt Consolidation Loan

Payoff

• Amount $5k–$40k
• Type debt_consolidation
• Term 24–60 mo

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

Marcus Debt Consolidation Loan

Marcus by Goldman Sachs

• Amount $3.5k–$40k
• Type debt_consolidation
• Term 36–72 mo

Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.

CommonBond Student Loan Refinance

CommonBond

• Amount $5k–$500k
• Type student_refinance
• Term 60–180 mo

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

Citizens Bank Student Loan Refinance

Citizens Bank

• Amount $10k–$500k
• Type student_refinance
• Term 60–240 mo

Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).

ELFI Student Loan Refinance

ELFI

• Amount $10k–$300k
• Type student_refinance
• Term 60–240 mo

ELFI consistently ranks among the lowest APRs for student loan refinancing. Each borrower gets a dedicated personal loan advisor — rare in the fintech space.

Laurel Road Student Loan Refinance

Laurel Road

• Amount $5k–$300k
• Type student_refinance
• Term 60–240 mo

Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.

Splash Financial Student Loan Refinance

Splash Financial

• Amount $5k–$500k
• Type student_refinance
• Term 60–240 mo

Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.

Achieve Personal Loan

Achieve

• Amount $5k–$50k
• Type personal
• Term 24–60 mo

Achieve offers larger amounts with competitive starting rates. Requires SSN and 620+ score, so better suited for immigrants who have been in the US for at least a year.

LendingPoint Personal Loan

LendingPoint

• Amount $1k–$36.5k
• Type personal
• Term 24–72 mo

LendingPoint serves fair-credit borrowers with a broader underwriting model. Requires SSN but accepts thin credit files common among new immigrants with work authorization.

OneMain Financial Personal Loan

OneMain Financial

• Amount $1.5k–$30k
• Type personal
• Term 24–60 mo

Larger loan amounts than most ITIN-friendly lenders, with APR starting at 11.99%. In-branch application may be required for ITIN holders, but the 1,300+ branch network makes it accessible.

Self Credit Builder Loan

Self Financial

• Amount $520–$3.6k
• Type personal
• Term 12–24 mo

Not a traditional loan — Self holds the funds in a CD while you make payments that get reported to all three credit bureaus. It's specifically designed for people building credit from zero, which is the exact situation most immigrants face upon arrival.

PNC Personal Loan

PNC

• Amount $1k–$35k
• Type personal
• Term 6–60 mo

PNC accepts the broadest range of identification — SSN, ITIN, or passport — making it one of the most accessible major bank options for immigrants. No origination fee keeps costs transparent, though funding takes longer than fintech alternatives.

Alliant Credit Union Personal Loan

Alliant Credit Union

• Amount $1k–$100k
• Type personal
• Term 12–60 mo

Alliant stands out with the tightest APR range of any immigrant-friendly lender (8.74-11.74%), meaning even borrowers with less-than-perfect credit won't get crushed by rates. Anyone can join through the Alliant Foundation. ITIN accepted.

Happen Bank Personal Loan

Happen Bank

• Amount $1k–$40k
• Type personal
• Term 24–60 mo

Happen Bank's key advantage for immigrants is the co-borrower option. A US citizen or permanent resident co-borrower can dramatically improve approval odds and lower rates for newcomers building credit. The direct credit card payoff feature also helps with debt consolidation.

Upstart Personal Loan

Upstart

• Amount $1k–$75k
• Type personal
• Term 36–60 mo

Upstart's AI model considers education, employment history, and other non-traditional data alongside credit score. This can benefit immigrants who have strong professional backgrounds but limited US credit history — the algorithm may give you credit for factors traditional lenders ignore.

Wells Fargo Personal Loan

Wells Fargo

• Amount $3k–$100k
• Type personal
• Term 12–84 mo

A strong option for immigrants who already bank with Wells Fargo. The ITIN acceptance sets it apart from most big banks, and the 6.74% floor APR with zero origination fee is hard to beat. The catch: you must be an existing customer.

Oportun Personal Loan

Oportun

• Amount $300–$10k
• Type personal
• Term 12–48 mo

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

Upgrade Personal Loan

Upgrade

• Amount $1k–$75k
• Type personal
• Term 24–84 mo

The best option for immigrants with imperfect credit. Upgrade's 580 minimum credit score is the lowest among major lenders serving non-citizens, and the joint application option lets a creditworthy cosigner strengthen your case.

DCU Personal Loan

DCU

• Amount $500–$25k
• Type personal

Solid credit union option with broad eligibility including military members.

Armed Forces Bank Personal Loan

Armed Forces Bank

• Amount $500–$25k
• Type personal

Convenient on-base banking for service members and veterans.

USAA Personal Loan

USAA

• Amount $2.5k–$100k
• Type personal

Top pick for military families with low rates, high limits, and zero fees.

Avant Personal Loan

Most accessible option for lower credit scores.

Achieve Personal Loan

Best for joint applicants seeking lower rates.

Happy Money

Purpose-built for credit card debt payoff with competitive rates.

Best Egg Debt Consolidation Loan

Strong choice for borrowers wanting secured loan options or direct creditor payment.

Achieve Debt Consolidation Loan

Excellent for joint applicants or borrowers who value dedicated human specialists. Low starting APR is highly competitive.

Prosper Debt Consolidation Loan

Well-established lending platform with flexible terms and proven track record. Wide term range gives excellent payment flexibility.

BlueVine Business Line of Credit

BlueVine

• Amount $5k–$250k
• Type Business Line of Credit
• Term 6–12 mo

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

OnDeck Business Term Loan

OnDeck

• Amount $5k–$250k
• Type Business Term Loan
• Term 3–24 mo

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.