Upgrade Debt Consolidation Loan
Upgrade
- Amount $1k–$50k
- Type debt_consolidation
- Term 24–84 mo
Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.
Upgrade
Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.
LendingClub
This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.
SoFi
SoFi offers a approach to debt consolidation with and flexible terms.
Discover
Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.
Rocket Loans
Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.
Wells Fargo
Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.
Payoff
Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.
Marcus by Goldman Sachs
Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.
Most accessible option for lower credit scores.
Best for joint applicants seeking lower rates.
Purpose-built for credit card debt payoff with competitive rates.
Strong choice for borrowers wanting secured loan options or direct creditor payment.
Well-established lending platform with flexible terms and proven track record. Wide term range gives excellent payment flexibility.